Legal subjectivity:

1. The late payment fee for an overdue credit card is: 5% of the minimum repayment amount that cannot be paid off. 2. Credit card overdue interest calculation formula: Credit card overdue interest = last month’s consumption * number of overdue days * 0.0005. There are three numbers in the above credit card overdue interest calculation formula, namely the overdue amount, the number of overdue days and the daily interest rate. The meanings of these three numbers are introduced below. 1. One thing you need to pay special attention to is the amount of consumption last month. The amount calculated for overdue credit cards is not the amount owed, but the amount of consumption last month. That is, if you spent 10,000 yuan last month, even if you have repaid 9,999 yuan, then if you owe 1 yuan, the overdue interest on your credit card will be calculated as if you owe 10,000 yuan. Therefore, try not to have an overdue credit card, otherwise, if the consumption amount last month was large, the basis for interest calculation will be too large. 2. Number of days overdue Because credit card overdue interest is calculated on a daily basis, the number of days overdue on a credit card is also important. The number of overdue days refers to the number of days from the billing date to the current billing date. 3. Daily interest rate The daily interest rate for overdue interest on credit cards is uniformly stipulated to be 50,000 per day, which is 0.0005. Legal objectivity:

Article 109 of the "Road Traffic Safety Law of the People's Republic of China" If the party fails to fulfill the administrative penalty decision within the time limit, the administrative agency that made the administrative penalty decision may take the following measures: ( 1) If the fine is not paid when due, an additional fine of 3% of the fine amount will be imposed every day; (2) Apply to the People's Court for enforcement. Article 108 of the "Road Traffic Safety Law of the People's Republic of China" The parties concerned shall pay the fine at the designated bank within 15 days from the date of receipt of the administrative penalty decision. Fines for pedestrians, passengers and non-motor vehicle drivers may be collected on the spot if the parties concerned have no objections. Fines shall be issued with a fine receipt uniformly issued by the financial department of the province, autonomous region, or municipality directly under the Central Government; if a fine receipt uniformly issued by the financial department is not issued, the party concerned has the right to refuse to pay the fine.