Can China Merchants Bank's temporary credit card limit and fixed credit card limit be used together? For example, if I adjust the temporary amount to10,000, and then increase the fixed amount to10,000, this Hello, not superposition. When your fixed quota can't meet the consumption demand, you can apply to our bank for a temporary quota, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires. After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.

You can log in to credit card online banking and click Account Management → Account Limit Management → Temporary Limit Adjustment.