1. For overdraft consumption, CCB Longka Himalayan FM has two levels: gold card and platinum card. The gold card has a maximum limit of 50,000 yuan, and the platinum card has a limit of more than 50,000 yuan. Cardholders can When you use this amount for overdraft consumption, you can enjoy an interest-free period of up to 50 days.
2. Overdraft cash withdrawal: Cardholders who have cash needs can withdraw cash through CCB Long Card Himalaya FM. However, cash withdrawals cannot enjoy the interest-free period and there are handling fees and interest. It is recommended to return the cash as soon as possible after withdrawing the cash.
3. You can enjoy the interest-free period by repaying your credit card bill in installments until the final payment is made in full. However, if the amount is too large and you cannot repay it in full, you can also pay it in installments and only charge a handling fee. It will not cause the credit card to expire.
4. Discounts and rights: 1) For the first time, you can get the Ximalaya FM Peak Membership Monthly Card; 2) For standard version cardholders, you can get 80 happy points if you meet the consumption standards; 3) For celebrity-themed version cardholders, If you meet the consumption standards, you can get a specially customized high-quality course package from Ma Dong Qi Pa Tian Tuan.
5. Value-added services Longka Himalaya FM cardholders can also enjoy the benefits of CCB credit cards, such as "hot purchase" special offers, Hertz car rental discounts, considerate travel protection, etc. The above are the benefits of the CCB Long Card Himalaya FM compiled for you. Friends who have successfully applied for this card must use the card well, remember to repay on time after overdraft consumption, and maintain their personal credit.