When card friends see the goods they like, but they can't pay because the credit card limit is not enough, they often ask, how to increase the credit card limit? Then how about increasing the credit card limit? Let's study it together! 1, the bank credit card limit is not as high as possible. According to experienced people, the amount of bank credit card a person can afford depends on your personal assets and income level. Therefore, the credit card limit is not as high as possible, but depends on your own situation. You can apply for as many credits as possible. In a standardized financial structure, the ratio of debt to income should be kept at around 25%, with the maximum not exceeding 50%. If it exceeds 50%, it means that this person may face financial crisis at any time. Once the financial crisis occurs, it may affect the repayment, and once the repayment is overdue, it will have an impact on personal credit. 2. Determine whether to adjust the bank credit card limit according to the usage record. Increase the bank credit card limit according to your actual needs, and don't blindly increase the bank credit card limit. If a credit card user applies to the bank to increase the credit card limit, the bank will judge whether the user is suitable to increase the credit card limit according to some of the user's usual consumption records. Therefore, if users want to increase the credit card limit, they need to have a good credit record and repayment record in their usual use, so as to increase the credit card limit. Use credit cards as much as possible for daily consumption, change all those that can be paid in cash into credit cards, and stabilize the monthly consumption quota. The credit card limit will be increased after a period of time, but only if it is repaid on time.