The automatic deduction method for personal commercial loans of Bank of China is twice a day. The system will automatically deduct once before the opening of business in the morning on the day when the loan account is due to be repaid, and the second automatic deduction after the close of business on the same day. (Under normal circumstances, automatic deductions will start at 18:00 every night. It is recommended to deposit sufficient funds in advance to avoid overdue payments), and return the arrears of the loan account in accordance with the principle of "deduct as much as you have" (if it falls on Saturdays, daily holidays, etc.) Payment will still be deducted and no extension will be made).

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

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