(1) Risk prevention \x0d\ Prevention strategy means that the card issuer takes certain preventive measures in advance to reduce or reduce the possibility of credit card risks. Here, the signature system management, loss reporting and payment stopping management and overdraft management are analyzed in detail. \x0d\ 1。 Risk management of signature system \x0d\2. Risk management of loss reporting and payment stopping \x0d\3. Overdraft risk management \x0d\ (2) Decentralized transfer risk \x0d\ Decentralized transfer method is a method often used in credit card risk management. This way refers to a strategy that the issuing bank distributes the credit card risks it faces to other economic entities through some legal trading methods or business means. \x0d\ 1。 Transfer to the guarantor \x0d\ 2. Transfer to an insurance institution \ x0d \ (3) Risk avoidance \ x0d \ Risk avoidance means that the card issuer consciously takes evasive measures to abandon or reject a business because it finds that engaging in a business activity may bring risk losses.