Bank of Communications credit cards can be used overseas, and cardholders can choose the appropriate card type according to the country or region where they arrive, so as to avoid higher related handling fees.

In the bill of overseas credit card spending by cardholders, the credit card handling fee is generally between 3% and 4%. Among them, international card organizations such as visa or MasterCard charge the issuing bank an international transaction fee of 1% to 1.5% for each transaction. Although it is collected from the bank, the fee is actually borne by the cardholder. In addition, banks charge handling fees or exchange fees ranging from 1% to 2%.

Most banks charge overseas credit cards 1.5%. For example, CCB, BOC, China Merchants Bank, Xingye and Guangfa are all 1.5%, Everbright 1.7%, Shenzhen Development Bank and Bank of Communications are all 1.75%, and Pudong Development implements the standard of 2%.