1. I have deposited 1,000 yuan on my new China Merchants Bank card. Why does it always show that the balance is insufficient when withdrawing money? Is it that I can never withdraw it?

You may have applied for a credit card from China Merchants Bank. If it is a debit card (deposit card), this problem will not occur. However, with a credit card, you can only use the credit limit given by the bank for consumption. If you deposit 1,000 You cannot get out the money if you put it in. If you really want to withdraw it, you need to pay a handling fee. For credit card purchases, you must first spend the credit limit and wait 56 days before returning it. If the credit card is withdrawn at an ATM machine, the handling fee is at least 30 yuan per month. Pen, if it is for consumption, wait until the 56-day interest-free period is up, and the 1,000 yuan you deposited will be automatically deducted. If it is not enough, you will need to repay it in cash/transfer.

2. Why does the China Merchants Bank credit card have funds, but when I swipe it, it shows that the balance is insufficient?

I have money on my CMB credit card, but when I swipe it, it shows an insufficient balance. The reasons are as follows: 1. CMB credit card has a single limit, that is, every consumption and transaction must be within the limited range. If the limit is exceeded, the credit card will not be swiped successfully, so the balance will be insufficient; 2. According to the rules of using credit cards of China Merchants Bank, the total daily consumption in China Merchants Bank cannot exceed the maximum consumption limit of the day. Therefore, when you swipe, the CMB credit card shows that you have money but the balance is insufficient; 3. According to the rules for using CMB credit cards, the number of purchases per day at China Merchants Bank cannot exceed the maximum number of purchases for that day. So when I swiped the money, the China Merchants Bank credit card showed that I had money but the balance was insufficient. China Merchants Bank Credit Card has always had a good reputation, with low application threshold, many preferential activities and good service quality. If you also want to apply for a China Merchants Bank Credit Card, you can go through the following channels: 1. Official website, log in to the official website of China Merchants Bank Credit Card Center, at the top There is an entrance to apply for a card in the menu bar, and you can choose the specific card type to apply for according to your needs; 2. Palm Life APP, log in to the personal Palm Life APP, enter the card highlight column on the selected homepage, and select the type of credit card you want to apply for. Fill in the information online to apply for the card; 3. WeChat official account, directly follow the WeChat official account China Merchants Bank Credit Card, apply for the card from the bottom menu bar - it is recommended to enter the credit card center, select the specific card type to apply; 4. The branch counter or salesperson will come to you, Bring your valid personal ID and additional proof of financial resources to the counter of any bank outlet to apply for a card, or you can contact a bank clerk to apply for a card at your door; 5. For third-party card application platforms, it is best to choose a formal platform authorized by the bank, such as Alipay , WeChat, QQ, Xicaixin Finance, etc. The main businesses of China Merchants Bank are as follows: 1. Corporate electronic banking, corporate deposit business; 2. Credit business; 3. Institutional business; 4. International business; 5. Entrusted housing finance fund clearing, intermediary business, asset promotion, fund custody, etc. .

3. When I deposit 1,000 yuan on my new China Merchants Bank card, why does it always show that the balance is insufficient when I withdraw money? Is it that I can never withdraw it?

You may have applied for a credit card from China Merchants Bank. This problem will not occur if it is a debit card (deposit card), but for credit card consumption, if you deposit 1,000 yuan, the money cannot be withdrawn. If you really need to withdraw it, you will need to pay a handling fee. Credit card consumption must be consumed first. The credit limit will be returned after 56 days. If the credit card is used at an ATM machine, the handling fee will be at least 30 yuan. If it is for consumption, wait until the 56-day interest-free period is up, and it will be automatically deducted. You need to pay in cash/transfer payment.

4. There is one thousand yuan in the card. Why is it shown that the balance is insufficient when withdrawing money, but when checking...

If it is a China Merchants Bank all-in-one card, this situation requires checking the account status. , since the Baidu platform cannot verify the account information, please dial 95555 and select 2-1-5 to enter the manual service to verify and process it for you.