What is the handling fee for overseas cash withdrawals with Bank of China credit cards?

Prices for cash withdrawal services through Bank of China credit card self-service channels:

1. Great Wall Global Connect Series Products: This Local bank: free; other bank: RMB 10/transaction; cross-bank local: RMB 4/transaction; cross-bank different location: RMB 12/transaction; overseas bank or member bank of an international organization: 3% of the transaction amount, minimum 3.5 USD/transaction or 500 yen/transaction; Overseas UnionPay: RMB 15/transaction;

2. Bank of China series products: domestic and inter-bank: 1% of the transaction amount, the minimum of our bank is RMB 8 /transaction, minimum RMB 12/transaction across banks; overseas bank or member bank of an international organization: 3% of the transaction amount, minimum USD 3.5/transaction or 500 yen/transaction;

3. Overseas UnionPay: 1% of the transaction amount, with a minimum of RMB 15 per transaction;

You can check the Bank of China's official website () Bank Card Service Guide, Card Application Guide, Bank of China Credit Card Service Fee Price List.

The above content is for your reference, please refer to actual business regulations.

What is the handling fee for withdrawing cash from other places with Guangfa Credit Card?

As we all know, credit cards are mainly used for overdraft consumption and enjoy a certain interest-free overdraft period. However, if you use a credit card to withdraw cash, you will be charged Certain handling fees and interest. The same is true for cash withdrawal with Guangfa Credit Card. If the cardholder needs to withdraw cash in another place, how much is the handling fee for cash withdrawal with Guangfa Credit Card in another place?

1. Handling fee charging standards for cross-border cash withdrawals by Guangfa Credit Card

(1) Domestic cash withdrawal services

1. Domestic ATM cross-bank cash withdrawal handling fee: 4 yuan/transaction , exempted from January 1, 2017 to December 31, 2018;

2. Domestic overdraft cash withdrawal and transfer fees: charged according to the amount of each cash withdrawal, with a minimum of 10 yuan/transaction, including RMB card, US dollar card, Hong Kong dollar card, dual currency card;

3. When customers withdraw cash through overdraft through telephone channels and transfer it to other banks' savings accounts, an additional 10 yuan/transaction will be charged;

4. Domestic overpayment cash withdrawal handling fee: charged according to the amount of overpayment cash withdrawal, with a minimum of 5 yuan/transaction and a maximum of 50 yuan/transaction, including RMB cards, US dollar cards, Hong Kong dollar cards, dual currency cards; personal and corporate credit cards Free from now until December 31, 2018.

(2) Overseas cash withdrawal service

The above is the charging standard for the handling fee for overseas cash withdrawal by Guangfa Credit Card. In addition, from the date of cash withdrawal, the bank will also charge an additional RMB 10,000 per day. Five-fifths of the daily interest rate. Credit card cash withdrawals are neither free nor interest-free, so you should pay them off as soon as possible after withdrawing cash.

How much is the handling fee for cash withdrawals from CCB credit cards in other places? The domestic and overseas charging standards are different

Credit cards can not only be used for overdraft consumption, but also can be used to withdraw cash, but there is no "free lunch" when using credit cards to withdraw cash. , the bank needs to charge handling fees and interest. It is inevitable that you will encounter emergencies in other places and need cash. So, how much is the handling fee for cash withdrawals from other places with CCB credit cards? Let’s talk to you today.

What is the handling fee for CCB credit card cash withdrawals?

Credit card cash withdrawals can generally be divided into credit card overdraft cash withdrawals and overpayment cash withdrawals. If the cardholder deposits a lot of money and then withdraws it, , although there is no need to pay interest, handling fees are inevitable. The handling fees for overdraft withdrawals and overpayment withdrawals of China Construction Bank's credit cards are the same:

1. Domestic cash withdrawals

It is charged at 1% of the cash withdrawal amount, with a minimum of 2 yuan per transaction and a maximum of 2 yuan per transaction. The amount is 100 yuan per transaction, and there is no additional charge for inter-bank cash withdrawals. During the promotion period, domestic cash withdrawal handling fees are charged according to "the minimum cash withdrawal amount is 2 yuan and the maximum is 50 yuan."

In other words, as long as the CCB credit card is used in China, the charging standards will be the same regardless of whether it is in the same city or in another place.

2. Overseas cash withdrawal

Withdrawal through ATMs with UnionPay acceptance logo, the handling fee is 12% of the cash withdrawal amount, of which the minimum part is 1% of the cash withdrawal amount 2 Yuan; when withdrawing cash through VISA, MasterCard, JCB or other non-UnionPay networks, the handling fee is 3% of the cash withdrawal amount, with a minimum of US$3.

What is the interest rate for CCB credit card cash withdrawals?

There are two different charging standards for CCB credit card cash withdrawal fees in other places, depending on whether the withdrawal is made domestically or overseas.

It is recommended that you do not withdraw cash easily, not only because the cardholder needs to bear the cost, but more importantly, excessive cash withdrawal will make the bank suspect that you have cashed out.

How much is the credit card cash withdrawal fee? A complete list of major banks' charging standards

If you don't have enough money on hand, credit card cash withdrawals can help you solve the problem, but there is an additional fee that the cardholder needs to bear, because credit card cash withdrawals do not enjoy interest-free overdrafts. Equity, banks need to charge handling fees and interest. So, how much is the credit card cash withdrawal fee? Different banks have different charging standards.

1. Bank of Communications credit card cash withdrawal handling fee

1) Domestic cash withdrawal: 1% of the transaction amount, with a minimum of 10 yuan/transaction.

2) Overseas cash withdrawal: For cash withdrawal through UnionPay channels, 1% of the transaction amount will be charged, plus 12 yuan/transaction, with a minimum of 15 yuan/transaction; through VISA/MASTER channels, 1% of the transaction amount will be charged %, minimum USD 5 per transaction.

2. Guangfa Bank credit card cash withdrawal handling fee

1) Domestic cash withdrawal: charged according to the amount of each cash withdrawal, with a minimum of 10 yuan/transaction; cash withdrawal through ATM machine 4 yuan/transaction, Free from January 1, 2017 to December 31, 2018.

2) Overseas cash withdrawal: 3% of the cash withdrawal amount is charged, with a minimum of 15 yuan per transaction.

3. Construction Bank credit card cash withdrawal fees

1) Withdrawal through our bank or UnionPay network: 1% of the cash withdrawal amount for each transaction, with a minimum of RMB 2 and a maximum of RMB 100 .

2) Withdrawal through non-UnionPay network: 3% of the cash withdrawal amount is charged for each transaction, with a minimum of 3 US dollars or 3 euros.

4. CITIC Bank credit card cash withdrawal handling fee

1) Domestic cash withdrawal: calculated as 2% of the cash withdrawal amount, with a minimum standard of 20 yuan per transaction.

2) Overseas cash withdrawal: calculated as 3% of the cash withdrawal amount, with a minimum standard of 3 US dollars, 30 Hong Kong dollars or 3 euros; you can enjoy domestic cash withdrawal discounts through UnionPay channels.

5. Pudong Development Bank credit card cash withdrawal handling fee

1) Domestic cash withdrawal: the handling fee is 2% of the amount of each cash withdrawal, with a minimum charge of RMB 20 per transaction.

2) Overseas cash withdrawal: The handling fee is 2% of the amount of each cash withdrawal, and the minimum charge is 20 yuan/2 US dollars/2 euros/2 pounds per transaction.

6. Cash withdrawal fees for China Merchants Bank credit cards

1) Domestic cash withdrawals: The handling fee is 1% of the amount of each cash withdrawal, with a minimum charge of 10 yuan per transaction.

The above are the charging standards for credit card cash withdrawal fees of major banks. Although different banks have different charging standards, cardholders can budget it. What needs to be more vigilant is the cash withdrawal interest, which is 0.05% per day. The interest rate may not seem high, but if you don’t repay it for a long time, it’s still a big sum of money. Credit card application

How much is the handling fee for cash withdrawal from Bank of China credit card ATMs

Domestic (excluding Hong Kong, Macao and Taiwan) self-service cash withdrawal channels:

(1) Great Wall Global Connect Series Products: Free for local customers of our bank; RMB 10/transaction for other places of our bank; RMB 4/transaction for local inter-bank transactions; RMB 12/transaction for inter-bank inter-bank transactions;

(2) Bank of China series products: RMB and Inter-bank transactions are 1% of the transaction amount, with a minimum of RMB 8 per transaction within our bank and a minimum of RMB 12 per transaction for inter-bank transactions;

Cash withdrawals through self-service channels abroad and in China, Hong Kong, Macao and Taiwan (UnionPay network):

< p>(1) Great Wall Global Pass series products and financial business cards are RMB 15 per transaction;

(2) Bank of China series products are 1% of the transaction amount, with a minimum of RMB 15 per transaction;

(3) For corporate business cards, the fee is 3% of the transaction amount, with a minimum of RMB 30 per transaction;

Cash withdrawals from foreign and self-service channels in Hong Kong, Macao and Taiwan (non-UnionPay network): 3% of the transaction amount , minimum USD 3.5/500 yen per transaction;

Other fees incurred for cash withdrawals at overseas non-Bank of China self-service terminals shall be borne by the cardholder.

The above content is for your reference, please refer to actual business regulations.

How much is the handling fee for remote withdrawals with Bank of China Great Wall series credit cards

Self-service terminals: Domestic (excluding Hong Kong, Macao and Taiwan):

1. Free in our local area; RMB 10/transaction for different places, RMB 4/transaction for local inter-bank transactions, and RMB 12/transaction for inter-bank inter-regional transactions, of which special cards such as Great Wall American Express Private Bank Card/Great Wall Zheshang Card/Great Wall Chao Shang Card/Fu Nong Card are free of charge. .

2. Overseas and China's Hong Kong, Macao and Taiwan (UnionPay network): Great Wall Global Connect series products, financial business cards are RMB 15/transaction, corporate business cards are 3% of the transaction amount, minimum RMB 30/transaction ;

Overseas and Hong Kong, Macao and Taiwan (non-UnionPay network): 3% of the transaction amount, minimum USD 3.5/JPY 500 per transaction.

Other fees incurred when withdrawing cash at non-Bank of China self-service terminals overseas shall be borne by the cardholder.

The above content is for your reference, please refer to actual business regulations.

This concludes the introduction to the inter-provincial cash withdrawal fees for credit cards and inter-provincial bank cash withdrawal fees. Have you found the information you need?