which is a good application for owner's credit card? Only a car is absolutely not enough.

Owner's credit card can be said to be a sub-type of credit card that has attracted great attention all the year round. Faced with a variety of cards on the market, what card friends want to know is nothing more than the question of which car owner's credit card to apply for. Today, let's take stock of the credit cards of several domestic bank owners for the reference of the majority of card friends.

At present, the car owners' credit cards that are widely circulated in the market are: China Industrial and Commercial Bank's CNPC card; China Construction Bank's car card card; China Merchants Bank's CMB car card; Owner's credit card of Bank of Communications; Cheyou Credit Card of Industrial Bank; Guangfa owner card of Guangfa Bank and Ping An I car credit card of Ping An Bank.

several kinds of credit cards that are difficult to apply for

It is difficult to apply for the CNPC card of ICBC, the Longka car card of CCB and the Ping An I car credit card of Ping An Bank.

Among them, CNPC requires the owner to purchase the third-party liability insurance provided by Anbang Insurance, which is more than 1, yuan, which is similar to the binding business and requires higher capital for the owner. CCB Longka Car Card has a very strict approval procedure, and it will be rejected if it is slightly flawed, so it is more difficult to apply. Ping An Bank, which has always been unfriendly in credit card business, is no exception in the aspect of owner's card. The application for Ping An I car credit card is also very troublesome for users who are not safe car insurance, and the possibility of being rejected is extremely high.

Several credit cards with low application difficulty

China Merchants Bank's CMB car card, Bank of Communications owner card, Industrial Bank's Cheyou credit card and Guangfa Bank's Guangfa owner card are all easy to apply for. Generally, you only need to give relevant information to prove that you can go through the formalities in accordance with the relevant regulations of the corresponding bank.

which one is the owner's credit card? Credit cards of bank owners!

Nowadays, more and more people buy cars. It is easier to buy a car than to maintain it. After buying a car, they have to face a lot of things to maintain it, which is not only troublesome but also costly. However, if you have an owner's credit card, you can not only help when you are in urgent need of money, but also enjoy the relevant rights and interests of the owner's card, which can be said to be quite cost-effective. So which bank is better for the owner's card? Let me introduce it to you.

1. China Merchants Bank CarCard Auto Credit Card

China Merchants Bank CarCard Auto Credit Card is a gold card set specially designed for car owners, which is divided into two parts: standard large card and special-shaped small card. The annual fee is 3 yuan/year, but most of China Merchants Bank are exempt from the annual fee in the first year, and the annual fee in the following year can be exempted by swiping the card six times.

China Merchants Bank CarCard Auto Credit Card can enjoy the cash-back activity, which is 3% on weekdays and 5% on Fridays, and you can also give another 5% points according to the existing points rules!

2. CCB Dragon Car Card

Of course, CCB also has a car card. CCB Dragon Car Card has MasterCard version and VISA version. The annual fee for the gold card is 2 yuan/year, and the annual fee for the supplementary card is 1 yuan/year, all of which are exempt from the annual fee in the first year, and the annual fee for the following year can be exempted after three swipes.

China Construction Bank Longka Car Card has the service of exchanging points for fuel fee, free road rescue and preferential car washing. If it is a platinum card, the car wash fee is completely free if it is lower than that in 4 yuan, and the part higher than 4 can be paid with points.

3. Ping An Owner's Card

I believe many people know the owner's card of Ping An Bank very well. It is a gold card, and there are also two versions of MasterCard and UnionPay. The annual fee for the first year is 2 yuan, and the annual fee for the next year can be waived if you swipe your card for 3, yuan.

the car owner card of Ping An can enjoy 28% discount on gas supply, the protection of the whole car, free road rescue and free insurance. Ping An's insurance is also one of its major advantages.

4. CITIC Standard Owner Card

The owner card of CITIC Bank has two grades: gold card and platinum card. The annual fee of gold card is 2 yuan/year, platinum card is 48 yuan/year, and premium platinum card is 2 yuan/year. Platinum card annual fee is a rigid annual fee, and there is no annual fee-free policy. New gold card users can be exempted from the annual fee for the first year, and 5 swipes can be exempted from the annual fee for the next year.

citic standard owner card gold card will receive 8% cash back reward for refueling, 1% for platinum card elite level and 15% for platinum premium level; There are also unlimited road rescue services, car washing activities in yuan and parking at 1 yuan Airport.

5. Guangfa Owner's Card

There are also many versions of Guangfa Owner's Card. The annual fee for a single-currency general card is 4 yuan, the annual fee for a single-currency gold card is 8 yuan, the annual fee for a dual-currency general card is 9 yuan, and the annual fee for a dual-currency gold card is 26 yuan. The annual fee is exempted in the first year, and the annual fee for swiping the card for six times is exempted in the following year.

Refueling up to 36 yuan cash back or 5 times points, as well as free road rescue, free high accident insurance and new customers to send fuel cards and other activities.

6. Minsheng Car Credit Card

There are three kinds of car credit cards of Minsheng, which are similar to those of CITIC. The annual gold card fee is 3 yuan, free of the first year, and the card is swiped 5 times to avoid the next year; The annual fee of standard platinum is 6, free of the first year, and the consumption of 18 times or 5 thousand is free of the next year; Luxury platinum 36 yuan/year.

I'd like to introduce the owner's cards of six common banks here. Of course, there are not only these owner's cards, but also Huaxia Credit Card of Huaxia Bank, ICBC's Car PLUS Credit Card and BOC Great Wall Global Love Car Card, all of which can enjoy the relevant rights and interests. Please apply for one!

It's better to compare the owner's credit card carefully.

Although China is not a big automobile country, cars can be said to have entered thousands of households and become a necessary means of transportation for people to travel. Many credit card holders are also car friends, and banks have also bought various credit cards related to car services. So which is the owner's credit card? Today, let's take a look at the characteristics of various car owners' credit cards.

There are mainly the following types of car owners' credit cards in circulation today:

1. China Industrial and Commercial Bank of China's CNPC card. Car owners need to buy the third liability insurance provided by Anbang Insurance before they can apply for a CNPC card. Its cooperative merchants can enjoy a 3% refueling subsidy for China oil gas station;

2. China Construction Bank's Longka Automobile Credit Card. The car card issued by CCB is more difficult to apply for, and it is not so attractive compared with the preferential treatment for card owners. This Kaka owner can enjoy the car wash service of the cooperative car service provider in 15 yuan every time, and settle accounts on a quarterly basis, but if the consumption this quarter is less than 6 or 2, yuan, he can't continue to enjoy it. The annual fee of this card in 2 yuan/year is not cheap, but its credit card points can be converted into gasoline;

3. CMB car card. China Merchants Bank's car card can get a 3% cash back when it refuels at the designated gas station of PetroChina or Sinopec, and this discount will be raised to 5% on Friday. At the same time, as long as the card is swiped 6 times a year, the annual fee for the whole year can be exempted;

4. Owner's credit card of Bank of Communications. The owner's credit card of Bank of Communications will offer 5% discount for car owners to refuel every Friday, and the discount every Friday will not exceed 25 yuan at most, and will not exceed 1 yuan every month. At the same time, most of the partners are mainly PetroChina;

5. Cheyou Credit Card of Industrial Bank. This credit card will be exempted from the annual fee if it is swiped for 5 times. At the same time, you can also enjoy unlimited national 1km free trailer service, 3-minute quick repair service and 3 liters free oil delivery service;

6. The owner card of Guangfa Bank. As long as you brush it six times, you can avoid the annual fee. At the same time, the card owner can also enjoy free road rescue within 1km and 3 minutes of on-site quick repair service. In addition, you can also enjoy free oil delivery rescue service three times a year, with the oil volume of 1 liters, and you can also get 1% cash back at the cooperative gas station.

7. Ping An I Car Credit Card. When you refuel at a cooperative gas station, you can enjoy a 2% discount, free road rescue within 1km, and an aviation accident insurance with a coverage of 2 million.

What credit cards are suitable for car owners?

Credit cards can not only overdraw consumption, but also enjoy many privileges. People with different needs have different credit cards. Here are some credit cards suitable for car owners:

1. Agricultural Bank of China ETC Credit Card

Each region has its own ETC card, so you can enjoy a discount on high-speed tolls and get one OBU for free, which is suitable for car owners who often run high-speed.

2. Ping An Owner's Card

There are two grades: gold card and platinum card, and the card holder can enjoy a 28% discount on daily refueling, as well as the insurance protection for the whole vehicle and the nationwide free road rescue service.

3. CCB Car Card

Credit card points offer preferential oil change, preferential car wash service and free road rescue, which is more suitable for most car owners.

4. CarCard card of China Merchants Bank

You can enjoy cash back when you refuel at the designated gas station, which is 3% at ordinary times and 5% on Friday. You can avoid the annual fee by swiping your card, and there is no pressure.