The credit card installment fee of CCB is generally determined according to the number of consumption installments. At present, there are three stages of consumption, six stages, 12 stage, 18 stage and 24 stages, and the corresponding handling fees for specific stages are 0.7%, 0.6%, 0.6%, 0.6% and 0.6% respectively.

The calculation formula of credit card installment fee of CCB is as follows: monthly fee = installment total amount * rate.

If it is divided into three phases, the handling fee for each phase is 15000X0.007= 105 yuan. Each issue is also 5000+ 105=5 105 yuan.

Extended data:

What consumption of CCB credit card can't be phased?

(1) All formalities fees, such as annual credit card fee, cash advance transaction fee, interest, late payment fee, over-limit fee and other credit card fees charged according to the China Construction Bank Longka Credit Card Acquisition Contract and the China Construction Bank Longka Credit Card Articles of Association, do not enjoy this service;

(2) Real estate transactions and securities transactions do not enjoy this service;

(3) Business card and supplementary card transactions do not enjoy this service;

(4) Bookkept consumer transactions do not enjoy this service;

(5) Other contents stipulated by the Construction Bank.

China Construction Bank-Introduction and Process of Consumption Staging Business