1. If you really cannot repay the credit card debt of 10,000 yuan, you may face the risk of being sued.

2. Detailed description:

a. Breach of contract: Default on credit card debt is a breach of contract and violates the terms of the contract signed with the credit card issuer.

b. Legal procedures: Credit card debt disputes usually need to be resolved through legal procedures. Credit card issuers have the right to file lawsuits in court to require debtors to fulfill their repayment obligations.

c. Impact on credit record: Failure to repay debts on time may cause damage to personal credit records, affecting future loans, credit card applications and other related financial services.

d. Solution: When facing repayment difficulties, you should proactively contact the credit card issuer to seek negotiated solutions, such as deferred repayment, installment payment, etc. Avoiding default on your debt and being proactive with your repayment plan are effective ways to reduce your risk of being sued.

3. Summary:

If you are really unable to repay the credit card debt of 10,000 yuan, you may face the risk of being sued. Default on credit card debt violates the terms of the contract, and the credit card issuer has the right to file a lawsuit in court. Failure to repay debts on time may result in damage to personal credit history and affect future financial activities. You should proactively negotiate a solution with the credit card issuer. Avoiding debt arrears and actively cooperating with the repayment plan are effective ways to reduce the risk of being sued.

4.

Extended information:

a. Credit card debt disputes are usually heard by civil courts.

b. According to the "Contract Law of the People's Republic of China", if the borrower violates the contract and fails to perform its payment obligations on time, the creditor has the right to require performance or take other remedial measures.

c. The Credit Reference Center of the People's Bank of China will record personal credit information, and bad credit records can have a negative impact on an individual's credit rating.

d. When negotiating a repayment plan with a credit card issuer, it is recommended to confirm the content of the agreement in writing and keep relevant vouchers.

The above information is for reference only. Professional legal advice should be sought to obtain accurate information.