In a narrow sense, financing (financing) is the behavior and process of raising funds for an enterprise. That is to say, the company will make decisions based on its own production and operation status, the status of its capital, and the company's future business development. Needs, through scientific prediction and decision-making, to adopt certain methods and from certain channels to raise funds from the company's investors and creditors, and organize the supply of funds to ensure the company's normal production needs and financial management activities required for operation and management activities.

In a broad sense, financing is also called finance, which is the financing of monetary funds. The parties involved raise or lend funds in the financial market through various methods. Extended information

Financing methods

1. Banks

When you need financing, the first thing you think of is definitely a bank. Bank loans are known as the "first choice of entrepreneurial financing". "Reservoir", because banks have strong financial resources and most of them have government backgrounds, they have a "mass base".

2. Financing platform

Due to the difficulty in financing from banks, third-party financing platforms are a good choice for financiers, such as the largest third-party financing platform in China provided by the investment and financing industry Provides relatively professional investment and financing information services.

3. Credit card

Credit card With the innovation of commercial banking business, settlement methods are becoming increasingly electronic. Credit card, an electronic currency, is not only fashionable, but also useful for those who are engaged in business. When you need urgent cash flow, it is also feasible to obtain certain funds through credit cards.

Baidu Encyclopedia - Financing