Bank of Communications Credit Card Application Conditions
Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Bank of Communications credit card from the card issuer with their valid identity documents.
The required materials are as follows:
If you are a domestic resident, you only need to provide: a completed and signed application form, identity document, residence certificate document, and income certificate document. ;
Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s Residence Permit (the reason for residence must be employment) or Employment Permit for Foreigners/Hong Kong, Macao and Taiwan.
If you are a private owner, in addition to the above information, you also need to provide: a copy of the industrial and commercial business license showing the applicant’s name, company name and date of commencement of operations.
Everbright Bank Credit Card Application Conditions
Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for an Everbright Bank credit card from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copy of certificate;
2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal ), or a copy of the work permit/plate;
3. Proof of financial resources: it can be a salary record issued by a bank, or an income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates /Copy of car driving license/bank time deposit certificate) and other materials that can prove your financial level.
CITIC Bank Credit Card Application Conditions
Must be a Chinese national or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing. People and compatriots from Hong Kong, Macao and Taiwan can apply for a CITIC Bank credit card from the card issuer with their valid identity documents.
The required materials are as follows:
1. Identity documents
(1) Domestic persons: a copy of the applicant’s ID card or military officer’s ID card;
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(2) Overseas persons: Compatriots from Hong Kong, Macao and Taiwan shall provide a copy of their pass, and other foreigners shall provide a copy of their passport.
2. Work certification documents
Work certificate or work permit stamped with the official seal of the unit;
3. Financial resources certification documents
The original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the bank's salary record showing the applicant's name, or a copy of the income tax withholding voucher, or a copy of the self-owned real estate certificate.
Guangfa Bank Credit Card Application Conditions
Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Guangfa Bank credit card from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Identity proof information: a copy of the resident ID card or military officer's ID card; for Hong Kong and Macao compatriots, a copy of the mainland travel permit and proof of residence for more than one year; Foreigners only need to provide a copy of their passport and residence permit for more than one year.
2. Work and income certification materials: salary certificate, copy of social security (paid for more than half a year).
3. Supporting information for Guangfa Bank credit card application: academic qualifications, professional titles, professional qualification certificates, self-owned real estate certificate, self-owned car driving license, telephone number, water, electricity, and gas of the current place of residence in the past three months Any original document of payment, etc.
Chinese Merchants Bank Credit Card Application Conditions
Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing. People and compatriots from Hong Kong, Macao and Taiwan can apply for a China Merchants Bank credit card from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required). Military personnel need to provide a military ID card. Copy of certificate;
2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal ), or a copy of the work permit/plate;
3. Proof of financial resources: It can be a salary record issued by a bank, or an income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate certificates /Car driving license/Copy of bank time deposit certificate) and other materials that can prove your financial level.
4. Other documents available for reference include: social insurance personal account list for the past 6 months, water and gas bills, credit card bills from other banks, etc.
Industrial Bank Credit Card Application Conditions
Must be a Chinese national or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for an Industrial Bank credit card from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Required information: identity document
(1) Domestic persons: applicant’s ID card or military officer’s ID card Copy;
(2) Overseas persons: Compatriots from Hong Kong, Macao and Taiwan shall provide a copy of their pass, and other foreigners shall provide a copy of their passport.
2. Other supporting documents (please provide as much as possible to help improve your credit limit)
(1) Work certificate: copy of work permit or work identification card (employment card) , original business card, and original work certification document stamped with the official seal of the unit.
(2) Proof of income: salary records issued by the bank in the past three months (copy of salary card statement) or copy of personal income tax withholding voucher or original income certificate issued by the unit.
(3) Copies of academic certificates, professional title certificates, professional qualification certificates, self-owned real estate certificates, self-owned car driving licenses, time deposit certificates, etc., as well as telephone, water, and telephone number of the current place of residence in the past three months. Any receipt for electricity or gas bills, other bank credit card certification documents (originals of the last three statements) and other original documents.
ICBC Credit Card Application Conditions
Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing. People and compatriots from Hong Kong, Macao and Taiwan can apply for an ICBC credit card from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Identity proof information: a copy of the resident ID card or military officer's ID card; if you are a compatriot from Hong Kong and Macao, you need to provide a mainland travel permit and a one-year passport Copy of the above residence certificate; if you are a foreigner, just provide a copy of your passport and residence permit for more than one year.
2. Proof of work and income: Choose from salary certificate or business card and badge with photo.
3. Auxiliary materials that can prove that you have good financial strength: a copy of the real estate certificate, a copy of the vehicle driving license, a copy of the deposit receipt, etc.
Application conditions for Shanghai Pudong Development Bank credit card
Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Shanghai Pudong Development Bank credit card from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Identity document: a copy of the ID card (military personnel need to provide an officer's ID card). The main card applicant must be between 18 and 60 years old;
2. Work unit salary certificate: The salary certificate issued by the applicant’s work unit (need to be stamped with the unit’s financial seal or the unit’s official seal), a copy of the work permit or a copy of the work badge with a photo of the applicant, Business cards, etc.;
3. Proof of financial resources (this will help to get approved for a higher credit limit): copies of self-owned real estate certificates, original and duplicate copies of motor vehicle registration certificates, bank deposits (live transactions) ) Copy of certificate of deposit (fold);
Ping An Bank credit card application conditions
Must be over 18 years old, have full capacity for civil conduct, have a legal and stable source of income and have good credit Good Chinese nationals, foreigners permanently residing in the country and compatriots from Hong Kong, Macao and Taiwan can apply for Ping An Bank credit cards from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Over 18 years old, with full capacity for civil conduct;
2. Have a stable and legal source of income, A natural person with good reputation;
3. Be able to provide a valid identity document (click to view: Identity certification materials that can be used to apply for a Ping An Bank credit card);
4. Be able to provide proof of income or property document.
Bank of China credit card application conditions
Must be a Chinese citizen or a foreigner resident in China who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income and has good credit. People and compatriots from Hong Kong, Macao and Taiwan can apply for a Bank of China credit card from the card issuer with their valid identity documents.
The materials required are as follows:
1. Identity documents:
We accept main card applications from people aged 18-65 and those over 16 years old. Supplementary card application.
If you are a domestic resident: you need to provide a copy of your resident ID card or temporary resident ID card (both sides, within the validity period), or a copy of your military officer ID card
If you are a foreigner Persons: need to provide (1) a valid passport (2) a copy of the "Foreigner's Residence Permit" or a copy of the "Foreigner's Residence Permit" attached to the visa page of the valid passport or a copy of the "Foreigner's Permanent Residence Permit".
If you are from Hong Kong, Macao and Taiwan: You need to provide a copy of the "Mainland Travel Permit for Hong Kong and Macao Residents" or the "Return Permit for Hong Kong and Macao Compatriots" or the "Mainland Travel Permit for Taiwan Residents".
2. Proof of fixed residential address (you can choose any of the following)
Copy of household registration card (book)
Water, electricity, Gas payment slips for the last three periods
Landline phone payment slips for the last three periods
Group dormitory certificate issued by the unit
House rental contract (agreement)
Proof of self-owned property
Residential property management fee payment receipt
Proof of address issued by the street
The last two credit card monthly statements or the last three Month's personal income tax payment certificate
Other supporting documents that can prove that the person has a fixed residential address
3. Documents proving financial resources (you can choose any of the following)< /p>
Formal salary slips or income certificates for the past three months issued by government agencies and enterprises (need to be stamped with company seal or department seal)
Copies of bank books/bills issued by banks for wages (Salary entry information for the past three months needs to be shown)
Copy of personal income tax payment certificate for the past three months
Copy of social insurance withholding voucher
Copy of self-owned real estate certificate
Copy of bank time and current deposit slip/passbook
Copy of fund, treasury bond, corporate bond purchase receipt (need to show the purchaser’s name, account number and account number Balance)
Copies of membership cards, including: golf membership card, China Mobile, China Unicom VIP card, Air China Voicemail platinum card, gold card, silver card membership card, China Southern Airlines Sky Pearl card gold card, silver card Card membership card, China Eastern Airlines Miles Club Gold Card, Silver Membership Card (name and card validity period must be displayed), etc.
Minsheng Bank Credit Card Application Conditions
Must be over 18 years old, and Chinese nationals, foreigners permanently residing in the country and compatriots from Hong Kong, Macao and Taiwan who have full capacity for civil conduct, have legal and stable sources of income and good credit standing can apply for a Minsheng Bank credit card from the card issuer with their valid identity documents.
The materials that need to be provided are as follows:
1. Identity proof of main card and supplementary card applicants (required documents):
Domestic persons - resident status Copy of the permit;
Compatriots from Hong Kong, Macao and Taiwan—Mainland Travel Permit for Hong Kong and Macao residents, Mainland Travel Permit for Taiwan compatriots, and copies of residence endorsement or multiple-entry endorsement;
Foreigners—Foreigners A copy of the passport and residence permit or employment permit in China of the country where the person belongs;
Applicants for supplementary cards—copies of ID cards (applicants for supplementary cards who are under 16 years old and have not applied for an ID card must attach a household registration Copy of the book)/Passport/Mainland Travel Permit for Hong Kong and Macao Residents/Mainland Travel Permit for Taiwan Compatriots.
2. Main card applicant’s work certification documents
For example: the original official work certificate issued by the work unit, the original work badge or business card showing comprehensive information, showing the name of the unit, the applicant Name and social security/medical insurance/provident fund payment records in the past three months, etc.
3. Documents proving financial income
For example: bank salary record, income certificate issued by the unit, income tax withholding certificate, self-owned real estate certificate/house purchase contract/bank mortgage repayment The original or copy of the payment plan, driving license of your own car, deposit certificate from our bank and other documents.
4. Other credit certification documents
Construction Bank credit card application conditions
Must be over 18 years old, have full capacity for civil conduct, have a legal and stable Chinese citizens with income sources and good credit standing, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan can apply for a Construction Bank credit card from the card issuer with their valid identity documents.
The required materials are as follows:
1. If you are an applicant with local household registration, you must also provide:
①Copy of ID card;
②Proof of financial resources: including proof of income or proof of personal assets or proof of professional qualifications, including:
Proof of income (including any material)
a. From the date of application Copies of personal income tax withholding vouchers or tax payment certificates for the last three months
b. Copies of social insurance policies for the last three months from the date of application
c. From the date of application Provident fund payment records or copies of payment lists for the past three months
Proof of personal assets (including any materials)
a. The property rights belong to the person or *** Copy of local real estate certificate
b. Copy of house/car purchase invoice
c. Copy of motor vehicle driving license of the People’s Republic of China
d. Copy of China Construction Bank savings passbook or deposit receipt
Professional qualification certificate (including any material)
For example: a copy of the professional qualification certificate assessed or recognized by the national authoritative department, including registration Accountant, certified auditor, lawyer certificate, etc.
2. If you are an applicant with non-local household registration, you must also provide:
①Copy of ID card;
②Proof of financial resources (same as above);< /p>
③Stability proof.
a. Copy of local real estate certificate from the card issuing bank
b. Copy of social insurance policy
c. Copy of full-time undergraduate degree or above/degree certificate< /p>
3. If you are an overseas person (including compatriots from Hong Kong, Macao and Taiwan and foreigners), you need to also provide:
①Copy of ID card;
a .Foreigners shall provide a copy of their passport
b. Residents of Hong Kong and Macau shall provide a copy of the mainland travel permit for Hong Kong and Macao
c. Taiwan residents shall provide a 5-year mainland travel permit for Taiwan residents. Copy
② "Foreigner's Permanent Residence Certificate" or deposit (minimum deposit amount is 5,000 yuan).