No matter when the credit card is swiped, it will not be blocked. In order to avoid being mistaken for cashing by banks, it is best to swipe your card during normal business hours, such as between 8 am and 9 pm.

However, when using a credit card, the cardholder will be banned if the following behaviors occur.

1, cash withdrawal

It is illegal to cash out, so banks will be banned if they find that they use credit cards to cash out.

2. expired

If the credit card is often overdue, the bank will think that the cardholder has malicious overdraft consumption behavior, and it is very risky to continue to provide revolving credit lines, so the credit card will be blocked.

Step 3 consume a lot

Large consumption, if the credit card amount exceeds 90% of the credit line, will be mistaken for cash by the bank, resulting in the credit card being blocked. If there is no cash, just explain it to the bank and it will be unsealed.

Step 4 do business with a credit card

If you have no money to do business, you can get a loan from the bank. However, if you have been using credit card money for turnover, and every time it is a large transaction, it is easy to be monitored by the wind control system, and eventually the credit card will be blocked.

5, POS machine

If you swipe your card on the POS machine for a long time, your credit card will be blocked easily.