Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It was one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China, and was officially listed on the Shanghai Stock Exchange in 27 (stock code: 61166), with its head office in Fuzhou.
since its opening 3 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service and accompanying growth" and is committed to providing comprehensive, high-quality and efficient financial services to its customers.
By the end of 214, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% over the beginning of the year; The net assets per share attributable to ordinary shareholders was 1.286 billion yuan, an increase of 22.61% over the beginning of the year.
The annual operating income was 124.834 billion yuan, up 14.23% year-on-year; The net profit attributable to shareholders of the parent company was 47.18 billion yuan, a year-on-year increase of 14.31%; The weighted average return on equity remained at a high level of 21.19%;
18 branches and 1435 branches have been established in major cities across the country; It owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Fund, Industrial Consumer Finance, Industrial Wealth and Industrial Guoxin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.
Banking business
"Universal Life" comprehensive overseas financial services: Industrial Bank integrates a series of financial products and services such as travel loans, study abroad loans, credit cards, foreign exchange, travel visa agency, etc. to fully meet the overseas financial needs of individual customers such as cross-border travel and study abroad, and its business covers many fields such as travel, visa, study abroad, overseas home purchase and health care, providing customers with convenient, thoughtful and professional one-stop cross-border financial services.
"An Enjoying Life" comprehensive financial service for the aged: Industrial Bank's comprehensive financial service plan is customized for middle-aged and elderly customers, covering four systems: exclusive financial management, credit loans, convenient settlement and value-added services, and provides customers with a series of value-added services ranging from insurance, law, medical care to leisure, vacation and health care through cooperation with well-known institutions in China.
"Xingyetong" comprehensive financial service: a comprehensive financial service scheme for "growth business owners" such as self-employed, individual industrial and commercial households, partners and private owners, which integrates five special services: loan financing, payment and settlement, financial planning, VIP service and exclusive identification, covering personal business loans, acquiring services, family financial management, VIP service, exclusive debit cards and credit cards.