If ICBC's credit card needs to be used again after being disqualified, it needs to repay the total principal and interest in full, and then call 95588 to apply for a new card. The processing time is 3 working days.

There are several reasons for disqualification from using this card:

1. Your credit card debt has not been repaid in time, and it will take a long time to repay.

2. Lend your credit card to others.

3. using a credit card is suspected of cashing out. See what kind of originality you are.

Because. In the first and third cases, you can pay off the arrears and cancel the card, but you have to reduce it. In the second case, explain the situation to the bank and will not lend the card to others in the future.

Will be disqualified from using the card and will not be downgraded.