Taobao allows you to pay by credit card in installments.

1 Open Taobao on your mobile phone, search for the product you want to buy, and select the product.

2 Enter the Taobao details page and click "Buy Now" in the lower right corner.

3 Expand the order options, and in "Instalment Payment" below, select credit card installment, and then select the number of installments. The product can be purchased on Taobao in installments with a credit card. Click OK below.

4 Enter the order confirmation page, which shows that credit card installment payment has been checked. Click "Submit Installment Order" below to use credit card installment payment on Taobao.