Shengjing Bank's credit card points redemption is an incentive activity launched by Shengjing Bank to give back to credit card holders. Any Shengjing Bank credit card holder who uses a valid Shengjing Bank credit card to swipe his card at a creditable merchant can accumulate points. Do you know the calculation method of Shengjing Bank credit card points?

1. If you spend 1 point on 1 yuan (unless otherwise specified), the points shall take effect on the day after the bookkeeping date.

2. During special publicity and activities, accumulate points according to specific activity rules.

3. For whatever reason, if the purchased goods or services are refunded by Shengjing Bank's credit card, or if they are returned due to disputes over billing fees or other reasons, the corresponding points will be deducted according to the returned amount, and the insufficient part will be made up when the cardholder adds new points in the future.

4. No points will be calculated for the following items and expenses:

No points will be calculated for low discount rate, zero discount rate and special types of merchant consumption, including but not limited to: real estate, automobile (including parts) sales, contracting services, decoration, etc. Medical institutions, schools, government, law, agriculture, charity and other services; Merchants who pay taxes, telecommunications, water and electricity, cable utilities and other non-profit businesses.

Shengjing Bank's credit card points are valid for a long time. After the card expires and the cardholder renews the card, the points will be automatically renewed. After the credit card account of Shengjing Bank is closed or cancelled, the remaining points will be cleared and cannot be recovered.