The gold card can cost up to 360 yuan per year.

Under normal circumstances, the card will charge an annual fee according to the annual fee year. The annual fee year refers to the first billing date after the card is activated to the billing date in the same month of the following year. Depending on the card type, the annual fee amount and annual fee reduction policy are also different, and no fees will be charged if the credit card is not activated. Bank of China credit card annual fee charging standard: regular card: up to RMB 100/card; theme card: up to RMB 280/card; gold/titanium card: up to RMB 360/card; platinum card: up to RMB 800/card Card; high-end card: up to RMB 3,600/card; top card: up to RMB 8,800/card.

Among them, annual fees for credit cards such as wages, pensions, subsistence allowances, medical insurance, unemployment insurance, and housing provident funds are waived; annual fees for credit cards such as official cards of central and local budget units are waived.