ICBC’s 24-month installment payment rate is 7.05%, handling fee = 10,000*7.05% = 705 yuan, principal repayable in each period = 10,000/24 ??= 416.66 yuan, first repayment = procedure Fee + principal repayable in each period + remainder = 705 + 416.66 + 0.16 = 1121.82 yuan

1. ICBC bank card business?

ICBC is the largest credit card issuer in China and one of the issuers with the most complete range of credit card brands. New products such as Euro Credit Card, Peony Express Business Card, Peony UnionPay Card, Peony Sports Card, and the new version of Peony Transportation Card have been launched successively; the establishment of channels such as business outlet service system and VIP customer service center has been promoted; the Bank has actively selected overseas institutions to issue cards as agents, and further strengthened cooperation with Cooperation with international card organizations. As early as 1995, ICBC issued China's first smart chip card approved by the People's Bank of China. At the end of 2005, it issued China's first chip credit card. In 2009, it took the lead among domestic peers in comprehensively promoting chip cards. By the end of 2010, ICBC had issued more than 9 million chip cards of various types, and 95% of the 450,000 POS machines could accept "magnetic strip plus chip". While the number of chip card issuances and transaction volume continues to grow, the application areas of ICBC chip cards are also expanding, bringing many conveniences to residents' daily lives. The industrial cooperation scope of ICBC chip cards has covered various characteristic fields such as transportation management, railway tickets, highways, commercial co-branding, social security and medical insurance. Through industry cooperation, ICBC's various chip cards have achieved "one card for multiple uses". Cardholders can not only use it for consumer payments, but also enjoy life services such as aviation, railways, buses, highways, and social security. Value-added services.

2. What are the characteristics of ICBC credit cards?

1: Fully realize paperless transactions.

Most of the bills and documents used in the past were replaced by electronic checks, electronic money orders and electronic receipts; the original banknotes were replaced by electronic money, that is, electronic cash, electronic wallets, and electronic credit cards; the original paper The mailing of quality documents becomes transmitted through the data communication network.

2: The service is convenient, fast, efficient and reliable.

Through online banking, users can enjoy convenient, fast, efficient and reliable all-round services. You can use online banking services whenever you need them, without being restricted by time or geography, that is, realizing 3A services (Anywhere, Anyhow, Anytime).

3: Low operating costs.

Because online banks adopt virtual reality information processing technology, online banks can reduce the number of business points without reducing the original business volume.

4: Simple and easy to use.

The online E-mail communication method is also very flexible and convenient, which facilitates communication between customers and banks as well as within banks.