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The credit card limit of Shanghai Bank is 1000 yuan, and the consumption is 5,000 yuan. How much is the interest for one month's non-repayment?
Suppose the last repayment date is 45 days, plus the next 5 days, the total is 50 days.

Interest is calculated at the daily interest rate of 5/ 10000.

Interest = overdraft principal * overdraft interest rate * overdraft days = overdraft principal *5/ 10000*50= overdraft principal *2.5%.

Late payment fee = overdraft principal * 10%*5%= overdraft principal *0.5%.

Interest+overdue fine = overdraft principal *2.5%+ overdraft principal *0.5%= overdraft principal *3%=5000*3%= 150 yuan.

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