1. The credit limit of Puka is much lower than that of Gold Card.

2. The annual fee is different. The annual fee of gold card is much higher than that of Puka.

3. Gold card is more favorable than Puka.

If you shop on overseas websites, it is best to apply for a gold card, but the gold card review is more strict. If you use MasterCard for online transactions, you must use equipment such as U shield. As long as each card is swiped five times, the annual fee for the following year can be waived, but it should be noted that online consumption and cash withdrawal are also counted as the number of swipes, and the year referred to is generally one year from the activation date. According to the latest national regulations, there is no annual fee for credit cards that are not activated.

Extended data:

China Industrial and Commercial Bank Peony Platinum Card:

Mainly for successful people who spend more than RMB 654.38+10,000 per year. It has two accounts, RMB and USD, so it has the advantages of stability, reliability and wide acceptance. And its Peony Visa Platinum Card provides cardholders with a series of high value-added honorary services such as airport VIP room, aviation accident insurance, Visa Platinum Secretary, Platinum Card SOS, etc., and enjoys the distinguished status and extraordinary experience of ICBC Peony Platinum Card holders, which is the perfect crystallization of supreme courtesy and high security.

Reference: ICBC Peony Platinum Card-Baidu Encyclopedia