Vipshop allows you to purchase mobile phones in installments, and you can pay in installments with a credit card. Credit card installment payment is an installment payment channel provided by Vipshop for users to pay by credit card when shopping on the Vipshop website. The merchant credit card payment method is used.

Instalment payment is subject to amount conditions: the payment amount is within the range of 150-30,000 yuan, and the available credit limit of the user's credit card exceeds the total amount of the product the user wants to purchase. The installment can only be successful. Consult the user for the available credit limit of the credit card. card issuing bank. Extended information

Instalment service fee collection: The installment service fee will be evenly distributed to each period and repaid to the bank together with the amount of the goods that should be repaid in each period. The handling fee is charged by the bank on a proportional basis. If the user makes a refund, the handling fee will be refunded accordingly. For specific matters, you can call the customer service number of the card issuing bank for consultation.

The total amount of credit card installments occupies the user's credit limit, so the user's available limit must be deducted from the total installment amount. With monthly installments, the user's available credit will gradually recover.

The applied for installment payment will be rejected by the bank: when the user's credit card can be used normally, the most common reason for rejection is that the user's current available credit is insufficient to cover the total amount of the installment payment. For specific reasons for rejection, you can call the customer service number of the card issuing bank for consultation.

Reference material: Vipshop-Online Payment-Credit Card Installment