There are many reasons why the Everbright Bank credit card limit is reduced to zero. Only by finding out the reasons why the credit limit is reduced to zero can we find a solution. For example, if the credit card is not used for a long time, multiple cash advances or installments cause the bank to suspect that the cardholder is maliciously cashing out, or failure to repay on time causes overdue payments, etc., the credit limit may be reduced to zero. The following will introduce you to the corresponding solutions:

1. If the limit is reduced to zero due to malicious cashing out, you must maintain good card usage habits in the future. The limit may be gradually reduced later. raised;

2. If the credit card is stolen and the account transaction is abnormal, and then the limit is reduced to zero, the cardholder can restore the limit after explaining the relevant situation to the bank;

3. If the credit limit is reduced to zero due to overdue repayment, the cardholder should repay the amount due as soon as possible and then repay on time. After a period of time, the cardholder can try to apply to the bank for a credit limit increase.