Legal analysis: Generally, those who are listed as the executors of dishonesty will have their credit cards unusable and will be frozen to stop payment. You can continue to use your credit card normally until the bank stops using it. However, no more credit cards or loans.

Because the credit investigation has become a blacklist, whether there is a chance to clear the blacklist depends on whether the civil litigation case can be finally solved or whether it is sentenced to jail for this case.

If you are sentenced to prison, it will be a permanent blacklist of credit information, and you can never apply for credit cards or loans. If a civil lawsuit can be solved without imprisonment, you must also issue a Notice of Clearing the Blacklist of Credit Information issued by the court, otherwise it will be a permanent blacklist of credit information, and credit cards and loans will never be used.

Legal basis: Article 3 of the Provisions of the Supreme People's Court Municipality on Restricting the High Consumption and Related Consumption of the Executed Person states that if the executed person is a natural person, he shall not engage in the following high consumption and unnecessary consumption behaviors after taking measures to restrict consumption:

(a) when taking the means of transportation, choose the second class or above of the plane, train soft sleeper and ship;

(two) high consumption in hotels, hotels, nightclubs, golf courses and other places above the star level;

(three) the purchase of real estate or new construction, expansion, high-grade decoration of housing;

(four) leasing high-grade office buildings, hotels, apartments and other places to work;

(5) Purchasing non-essential vehicles;

(6) tourism and vacation;

(seven) children attending private schools with high fees;

(8) Paying high premiums to purchase insurance wealth management products;

(9) Non-essential consumption behaviors such as taking all seats of G-prefix EMU trains and first-class and above seats of other EMU trains.