Question 1: Can you withdraw cash with an overdraft card? But how much you can withdraw depends on the credit limit of your overdraft card and the cash withdrawal limit given to you by the card issuer. .

At present, the overdraft cash withdrawal limit of most credit cards on the market is 10%-50% of the credit limit. Bank of Communications and China Guangfa Bank can overdraft 100%. Suppose: Your credit limit is 10,000 yuan and the cash withdrawal limit is 100%, then you can overdraft and withdraw cash of 10,000 yuan.

In addition:

① Most banks charge fees for overdraft withdrawals, and they are not low. Guangfa Bank’s rate is 2.5%, with a minimum of 10 yuan/time; Bank of Communications’ rate is 3%, with a minimum of 10 yuan/time.

② For overdraft withdrawals, the bank will also charge you an interest of 0.05% (i.e. five ten thousandths) of the total withdrawal amount per day. For example: if you withdraw 10,000 yuan in overdraft and return it after 20 days, you need to pay 100 yuan in interest (i.e. 10,000 yuan × 0.05% × 20 days = 100 yuan)

The main income from credit cards issued by banks comes from: We use credit cards When we make a purchase, the commission is charged by the bank to the merchant; when we overdraft to withdraw cash, the bank charges us interest and handling fees; when we fail to repay on time, we are charged penalties (late payment fees). Therefore, we try not to overdraft and withdraw cash unless absolutely necessary.

Wish you happiness!

Question 2: Urgent, can I withdraw cash with an overdraft card? A credit card that allows overdraft is called a credit card, not an overdraft card.

The use of credit cards is all overdrafts, unless there is no limit or a pre-deposit. Overdrafts are divided into direct card consumption and cash advance, so of course you can withdraw cash, but the amount of cash you can withdraw depends on the withdrawal limit, and you need to pay handling fees and daily interest.

Cash withdrawal transactions can be paid off in several installments, but they are not called installment payments. Installment payment refers to consumption by swiping a card, and deposit application is required; cash withdrawal transactions are not eligible to apply for installment payment (repayment), and can only be repaid in multiple installments according to the standard of no less than the minimum repayment amount.

Question 3: How to withdraw money with a credit card. When withdrawing money, you must first call the customer service department and set your withdrawal password (transaction password) before you can withdraw money from any ATM. , Withdrawal ratio: You can swipe 3,000 yuan of things, and you can withdraw 1,500 yuan in cash from the ATM (you cannot withdraw more than 1,500 yuan, no time limit), or you can check the available balance at the ATM. It is recommended not to go to an ATM to withdraw money (interest rates are horribly high). Go to a place where credit cards are swiped, withdraw cash, and give some money to the shop owner. 1. The interest rate is low. 2. You can spend 3,000 yuan. (You can only spend 1,500 yuan in half at the ATM).

Question 4: How to deduct the handling fee when withdrawing cash from an overdraft card? I just applied for the Bank of China Olympic Dual Currency Card. Cash withdrawals with credit cards are indiscriminate, usually 1% of the amount withdrawn (very expensive) , the minimum is 8 yuan (mine is also 10 yuan). Don't use it to withdraw cash unless you need it urgently.

Question 5: How to withdraw cash from a bank with a credit card? You can withdraw cash with a credit card, but it is not recommended. If you want to shop, you can swipe the card directly, so you can also enjoy the interest-free period

Cash withdrawal with a credit card is If you want to charge an interest of 0.05% every day, that is an interest of 1 yuan per day for 2,000 yuan. This is for an emergency for a few days. The converted annual interest rate is 18%, which is what the people call one and a half cents. Moreover, credit card cash withdrawals can only be made at ATMs, with a maximum withdrawal of 2,000 per day.

There is a certain interest-free period for swiping the card. As long as it is returned before the final repayment date, you can use the money for free. There is no limit of 2,000 per day. As long as you have a limit on your card, you can use it.

Question 6: How can you withdraw all the credit card limit in cash directly? You can withdraw it from an ATM. If you want to withdraw all the 1,500 yuan, you can find a store with a POSS machine to cash it out for you. You only need to pay some handling fees. (Or a friend uses your card to buy something, and he gives you cash. This is a better approach)

Question 7: How to withdraw money with a credit card, the specific steps are just go to the ATM. Every bank is different. Generally, the most you can take out is those with an upper limit.

There is generally no limit on the number of withdrawals. Follow-up question: I am talking about the specific operation of withdrawing money from an ATM. Answer: It is just like a normal card. Just take it directly. I have withdrawn it. Follow-up question: I entered the password and went in. What did I order? Answer: No withdrawal? Click to withdraw money. Which bank's credit card do you have? Follow-up question: I didn't see it. I checked the account with a default account but didn't see the withdrawal. Answer: Click on the default account to check. Have you set a withdrawal password? Question: What should I do if I give it up? Answer: Enter the default account. It can only be operated after entering. Follow-up question: After entering, you can only check the account and transfer funds between banks, and return the card. Answer: How much money do you owe on the card? It cannot be withdrawn beyond a certain amount. Also, I don’t think you have enabled this function. I took it out directly last time. Question: I checked my account and there are still several thousand dollars left. How to activate it? Answer: The only thing I can do at this time is make phone calls. There is a phone number on the card description. It should also be on the back of the card. Another possibility is that your ATM is out of money. Would you like to try another one? Follow-up question: I understand now that the machine is out of money. I'm depressed. It’s not easy to get some money in the middle of the night. Woo hoo hoo Answer: I'll just say it. It should be that the machine is out of money. brother. I have been with you for such a long time, how about I give you satisfaction? It’s not easy for me either. Follow-up question: It’s not easy, brother. I got the money, but four yuan was deducted. Answer: The handling fee must be collected. It's only 4 yuan which is a bargain. Once again, when I was withdrawing money, I didn't notice which bank the ATM belonged to and the fee was 12. Remember to give me a satisfactory evaluation. Follow-up question: OK. There is no big brother when it comes to eating late night snacks, hehe. Answer: What kind of late night snacks should I have? At work. Where else would I be so free? hehe. Follow-up: Now. What class do you work in? Answer: I am a bartender at a small Internet cafe. Hehe, of course he is at work

Question 8: How to withdraw money with a credit card? Credit card cash withdrawal fees are indispensable. If you want to cash out the money, the best way is to use Taobao's Alipay to buy something that doesn't exist, transfer the money to your savings account and then withdraw it for free.

Question 9: What is the maximum overdraft that a credit card can have at one time? Can I overdraft to withdraw cash? There is a limit on a credit card. If you have a good credit card, have a certificate of unit, a real estate certificate, and a car, then basically The first time you are approved, the limit will be very high, especially for commercial banks, it is estimated to be 3-50,000. As you use the card well, the limit will increase.

Each bank’s cash overdraft policy is different, but most of them are 50% of the limit, which means that if your limit is 30,000, you can withdraw 1.50,000.

If you I don’t recommend getting a credit card purely for the purpose of overdraft. Of course, if you have a high income and are fully confident that you can repay the loan, then go for it