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Inquiry method of credit card balance of rural credit cooperatives:

Method 1: You can inquire at ATM (Note: The details of the credit card of the rural credit cooperatives cannot be inquired at ATM, so you need to bring your own card and ID card to the counter of the credit cooperatives to inquire. )

Method 2: Call the 24-hour customer service hotline of rural credit cooperatives around the country, follow the voice prompts, and only charge the local phone bill to check the balance in the rural credit cooperatives' cards.

Method 3: Log in to the personal online bank of rural credit cooperatives and check the balance.

Service rules

1, support card type: bumper harvest savings card;

2. Handling channels: Hangzhou, Fuyang, Lin 'an, Tonglu, Jiande, Chun 'an, Ningbo, Fenghua, Ninghai, Wenzhou, Jiaxing, Huzhou, Shaoxing, Jinhua, Zhoushan, Yiwu, Quzhou, Lishui and Taizhou.

3. Payment limit: 20,000 yuan per day/50,000 yuan per month;

4. Query balance: Yes;

5. Query restriction: No;

Can I inquire about inter-bank and inter-city credit cards? Is there a handling fee?

You can check, and you don't need to go through the formalities. If you need to check the balance of bank credit card online, please bring your bank credit card to the bank's business outlets to open personal online banking service, and you can check the balance through bank online banking; Self-registration online banking on the bank website can only query the balance, and there is no payment function.

Inter-bank withdrawal is to withdraw money from your non-deposit bank, which is generally used for ATM withdrawal. For example, if you use your Bank of Communications card to withdraw money from ICBC, it is an inter-bank withdrawal. Cross-bank withdrawals generally charge fees ranging from 2 to 50 yuan, and some banks do not charge fees for the first 2 to 3 cross-bank withdrawals every month. Since July 25th, 20 10, the fees for inter-bank withdrawals of China, Industry, China and Agriculture have risen to 4 yuan/transaction, and some joint-stock banks have followed suit. The reporter learned by inquiring about the customer service departments of the four major banks of industry, agriculture, China and construction in major cities that the inter-bank withdrawal fees of the four major banks in Beijing and Shanghai are still 2 yuan/pen; In some cities, such as Tianjin and Guangzhou, the inter-bank withdrawal fee in the same city has been raised to 4 yuan/pen for some time.

At the same time, most of the handling fees of some joint-stock banks are 2 yuan/pen. China Everbright Bank and China CITIC Bank are exempt from handling fees for the first two transactions in the same city every month, while Minsheng Bank is free for the first three transactions every month. Take an ATM with a single withdrawal limit of only 2500 yuan as an example. It takes four operations to withdraw 1 0,000 yuan. If the handling fee is doubled, it will reach 1.6 yuan. The relevant person in charge of Bank of China said that according to the Interim Measures for the Administration of Service Prices of Commercial Banks and other relevant regulations, in 2006, Bank of China clearly stipulated that the highest handling fee for inter-bank withdrawals in the same city was 4 yuan, and tier-one branches around the country could determine the charging standard according to local conditions. Inter-bank charges in the same city vary from region to region. CCB has started to implement 4 yuan charges for inter-bank withdrawals in Tianjin, Qingdao and Guangzhou. The bank's customer service said that this is an application made by the head office and local tier-one branches. After approval by relevant departments, it is not an arbitrary price increase. The relevant person in charge of the Banking Association said that the ATM interbank withdrawal fee of commercial banks belongs to the market-adjusted price, and the service price with market-adjusted price is set and adjusted by the head office of commercial banks according to the cost. "At present, it is legal and compliant for commercial banks to adjust ATM interbank withdrawal fees according to their own costs. Customers are advised to choose the transaction according to their own situation.

Can you find out the amount of inter-bank repayment by credit card?

No, it is impossible to find the inter-bank repayment amount of credit card.

How to check the repayment amount of credit card:

Dial-up customer service inquiry;

Check the repayment amount on WeChat;

Mobile banking inquires about the repayment amount of credit card;

Online banking inquires about credit card repayment amount, etc.

Consequences of overdue credit card:

No longer enjoy interest-free repayment;

Affect personal credit records;

Serious overdue, huge amount will also constitute a crime because of "malicious overdraft";

The bank will freeze your card and list you as a prohibited customer (blacklist) if it is overdue for more than three months or the bank reminds you twice. At the same time, it will force the use of credit cards and maliciously overdraw.

Occasionally, the impact of overdue credit cards on individuals is not too serious, as long as they are repaid in time. No more than four overdue times in a year, which is not too big for personal influence. If it is overdue for three or even seven months in a row, no bank loan or credit loan can be made within five years.

Can credit card (debit card) check the limit on ATM?

Credit card (debit card) limit can be found on the ATM. You can check it at the ATM of the issuing bank or at the ATM of other banks. The query method is as follows:

1. Find an ATM and insert your credit card (debit card);

2. Enter the transaction password and click the balance query;

3. The current balance of your credit card (debit card) account will be displayed.

However, it should be noted that although all ATMs can check the credit card (debit card) limit, cross-bank inquiry may result in handling fees, so it is recommended to check at the issuing ATM.

So much for the introduction of cross-bank credit card verification.