The conclusion is that Ping An Bank's credit card is not charged an annual fee when it is not activated, and the bank must abide by the regulations of CBRC, and it is not allowed to charge without the consent of the cardholder. The following are the charging standards for different types of annual fees of Ping An Credit Card:

1. The annual fee of Ping An Platinum Credit Card is RMB 2,8/year or RMB 1,8/year (supplementary card). There is a rigid annual fee in the first year, and the fee for the next year can be reduced if the consumption reaches a certain amount.

2. The annual fees of Ping An Gold Card, Insurance Credit Card Gold Card, All-in-One Account Gold Card and Ctrip Business Credit Card Gold Card are 3 yuan/year and 15 yuan/year (supplementary cards) respectively. The annual fee is free in the first year, and the fee for the next year can be reduced if you swipe it for 6 times.

3. The annual fee of Ping An's owner's credit card is 2 yuan/year, which is rigid in the first year, and the annual fee for the following year can be exempted if a certain amount is spent.

4. the annual fee of ping an I car credit card is 3 yuan/year, and the annual fee is free in the first year, and the next year's fee can be reduced if you swipe it for 6 times.

please pay attention to the annual fee collection policy after activating the credit card, and choose the appropriate credit card according to your personal needs and consumption.