What is the validity period of a credit card activation card?_?

1. To activate a credit card, you must enter the validity period of the credit card. The credit card validity period is printed with the words "VALIDTHRU" below: VALIDTHRU is the expiration date of the credit card, which is the validity period of the credit card.

2. The date format is month/year. For example: 07/20 means that your credit card is valid for July 2020. There are three ways to activate a credit card:

1. Telephone activation: When entering the validity period, you only need to enter four numbers. For example, if the validity period is 05/18, enter 0518;

2. Online banking activation: In this case, the format of the validity period is consistent with the format on the credit card, and you only need to enter --/-- (you only need to enter 4 numbers);

3. Bank Counter activation.

3. Generally speaking, the validity period of credit card activation is three years, which is the same as the validity period of a credit card. The validity period of different banks and different credit cards may be different. It is worth noting that for unactivated credit cards, each bank has different charging standards and management regulations, but most credit cards charge fees according to a certain period of time. Some banks stipulate that annual fees must be charged according to prescribed standards regardless of whether they are activated, while others stipulate that annual fees can be waived if the card is swiped a certain number of times. This may lead to overdue payment, so the credit card needs to be activated or canceled in time.

Credit cards, also called credit cards, are credit certificates issued by commercial banks or credit card companies to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Main features:

1. It is not encouraged to deposit cash in advance, consume first and repay later, enjoy an interest-free repayment period, and can repay in installments independently (with a minimum repayment amount), Join VISA, MasterCard, JCB and other international credit card organizations so that it can be used globally.

It is one of the fastest growing financial services today and is an electronic currency that can replace traditional cash circulation to a certain extent.

2. It has both payment and credit functions. Cardholders can use it to purchase goods or enjoy services, and can also obtain certain loans from card issuers by using their credit cards.

3. It is a high-tech product that integrates financial services and computer technology.

4. Can reduce the use of cash currency.

5. Can provide settlement services to facilitate shopping and consumption and enhance a sense of security.

6. It can simplify the collection procedures and save social labor.

7. Can promote product sales and social demand.

How long does it take for a credit card to expire without activation?

1. Each credit card has an expiration date, which is usually 3 to 5 years after the card is issued.

2. The validity period is usually printed on the front of the card. There are four numbers separated by / in the middle. The front is the month, and the back represents the year, 10/19, which means that by October 2019 This card becomes invalid at the end of the month.

3. If the cardholder does not open and use the card before the expiration date of the credit card, the credit card will become invalid.

Expansion: Credit card (English: CreditCard) is a non-cash transaction payment method and a simple credit service. A credit card is generally a plastic card with a length of 85.60 mm, a width of 53.98 mm, and a thickness of 1 mm (the size is defined by the ISO7810 and 7816 series of documents). It is issued to the cardholder by the bank or credit card company based on the user's creditworthiness and financial resources. People do not need to pay cash when making purchases with a credit card, and repayment will be made on the settlement date. Except for some credit cards combined with debit cards, general credit cards are different from debit cards and cash cards in that credit cards will not directly deduct funds from the user's account.

How to fill in the validity period of a credit card?

validity period of CCB credit card:

YY=year; MM=month

1. The date format is month/year, for example: 07/20 means you The credit card is valid until July 2020.

2. The credit card validity period is printed with the words "VALIDTHRU" below. VALIDTHRU is the expiration date of the credit card, which is the validity period of the credit card.

3. Most credit cards issued by domestic banks are valid for three years, which is calculated from the day your credit card is approved.

Extended information:

As a cardholder, you first need to confirm whether you will still use the credit card. If you continue to use it, you can contact the bank customer to confirm. When the card does not appear to be frozen or other abnormal conditions, the bank will generally send a new card to the cardholder. The new card, functions, limit, etc. are the same as the original card, but the validity period is different. changed. The new card received must be opened before it can be used.

However, it should be noted that if you do not want to continue using the card, you can call the card issuer one month before the card expires and propose not to replace it with a new card, but you must pay off all the credit card debt.

If you want to continue using the card, but your mailing address changes, in order to receive the new card from the bank, you can call the card issuer one month in advance to change the mailing address of the credit card, or you can change the mailing address on the credit card's official website. The general's mailing address has been updated.

Baidu Encyclopedia - Credit Card

What does the validity period of a credit card mean?

The validity period of a credit card is generally three to five years, and the validity period starts from the day the credit card is issued.

The expiration date of the credit card is clearly marked on the face of your credit card. The credit card expiration date is generally at the bottom of the credit card. The standard format is the month in front and the date in the back.

For example, if the credit card shows 08/16, it means that your credit card is valid in August 2016.

Once the validity period expires, the credit card can only deposit money for repayment, and cannot continue to swipe the card or withdraw cash.

If your current credit card is reissued, the validity period will be the same as the original one, but if it is re-applied, the specific date will be on the credit card you currently have.

As a cardholder, you first need to confirm whether you will still use the credit card. If you continue to use it, you can contact the bank customer to confirm. When the card does not appear to be frozen or other abnormal conditions, the bank will generally send a new card to the cardholder. The new card, functions, limit, etc. are the same as the original card, but the validity period is different. changed. The new card received must be opened before it can be used.

However, it should be noted that if you do not want to continue using the card, you can call the card issuer one month before the card expires and propose not to replace it with a new card, but you must pay off all the credit card debt.

If you want to continue using the card, but your mailing address changes, in order to receive the new card from the bank, you can call the card issuer one month in advance to change the mailing address of the credit card, or you can change the mailing address on the credit card's official website. The general's mailing address has been updated.

In addition, if you do not receive the new card as scheduled, you must contact the bank promptly to inquire about relevant information and ask the bank to re-issue the card. After receiving the new card, the cardholder should call the customer service number to activate the card. As the new card becomes effective, the original card will become invalid.

Does replacement of a credit card after expiration still require review?

1. Replace your credit card when it expires. If your credit record is good, there is no need to re-examine it. Before your credit card is about to expire, the bank will also take the initiative to send you a new card. If you do not want to renew the card, you must call the credit card center in advance, otherwise the bank will automatically send you a card.

2. After the new credit card expires and is successfully renewed, the old credit card will automatically expire after the new card is activated, and the old card will be of no use. The old card must be broken and disposed of. To prevent the information in the card from being stolen, as for the new card, transaction password and query password, if you have not changed them, they will remain basically unchanged and can be used directly after activation.

3. The useful life of a credit card depends on the end of the month marked on the card. The cardholder must change the card before the month marked. If you want to change the card at the bank counter, you need to bring it with you. My ID card.

Is there a time limit for opening a new Guangfa Bank credit card?

There is no time limit for opening a Guangfa Bank credit card, but a credit card has a time limit. Generally, it is valid for five years. You need to Open the card within the time limit.

Article 23 of Guangfa Bank Credit Card Articles: Credit cards are generally valid for five years, but card issuers have the right to set different validity periods for specific credit card products.

If you are a new customer applying for a credit card through online or telephone channels for the first time, to ensure the safety of using the card, please bring relevant materials to the bank branch/smart banking terminal (VTM) for activation.

1. Online reservation

2. Required materials: original ID card, credit card, mobile phone reserved by the bank, card insertion paper (the one with the credit card attached)

3. Others: Supplementary card holders need to bring the above information to the branch for processing.

Extended information:

Guangfa Bank Credit Card Regulations

Article 11: After receiving the credit card, the cardholder should immediately sign in the signature column on the back of the credit card Use the same signature as on the application form and use the same signature when making credit card transactions, otherwise the cardholder will be responsible for any resulting losses. Cardholders can set transaction passwords such as telephone service passwords and ATM withdrawal passwords through the channels designated by the card issuer.

Article 23: Credit cards are generally valid for five years, but card issuers have the right to set different validity periods for specific credit card products. It will automatically expire after the validity period, but the unpaid creditor's rights and debts arising from the cardholder's use of the credit card will not be terminated due to the expiration of the card.

The card issuer shall notify the cardholder in writing or in other forms agreed upon by both parties to change the card one month before the credit card expires. If the cardholder has no objection, the card issuer shall deem the cardholder to agree to continue using the card. , the card issuer has the right to decide whether to give the cardholder a new card.

If the card cannot be replaced due to reasons such as the termination of cooperation between the card issuer and the cooperative unit, credit card organization or company, the card issuer can issue other credit rating cards. If the cardholder does not replace the card with a new one or terminates the credit card midway, he still needs to pay off the debt owed on the card.

Reference materials:

Guangfa Bank - Credit Card Activation

Guangfa Bank - Guangfa Bank Credit Card Regulations

Is there a time limit for Bank of China credit card activation? of?

Please complete the activation procedures within the validity period of the credit card. If the activation is not completed within the validity period, the card will become invalid.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

This is the end of the introduction about the validity period of credit card issuance and the validity period of credit card issuance. I wonder if you found the information you need?