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How long will it take for ICBC to open a credit card account successfully?
After ICBC successfully opens a credit card account, the bank will mail the credit card to you, and it will usually take about half a month to receive the card.

After receiving the credit card, you can activate your credit card in the following ways:

First, you can activate your credit card online. The process is as follows:

1. Visit ICBC official website on the computer and click "Credit Card-Credit Card Enabled";

2. Enter your credit card number, name, ID number and other information;

3. Finally, click OK and set a password to activate the credit card.

2. To activate at ICBC outlets, you need to bring your ID card, credit card and password letter.

3. Call the customer service hotline with your mobile phone to activate. The process is as follows:

1. Dial 95588 with the mobile phone number reserved when handling the card, and then listen to the voice prompt to select "Chinese service";

2. Select "Credit Card Service" and then "Card Application Inquiry or Card Activation";

3. Select "Card Activation", and then enter the card number of the credit card and your ID number on the mobile phone to activate the credit card.

Chapter IV Application and Cancellation of Credit Cards

Article 33 Any unit that opens a basic account in a financial institution in People's Republic of China (PRC) may apply for a unit card. You can apply for multiple business cards, and the cardholder qualification shall be designated and cancelled in writing by the legal representative of the applicant or his entrusted agent.

Every citizen with full capacity for civil conduct can apply for a personal card. Personal card holders can apply for supplementary cards for their spouses and 18-year-old relatives, and the number of supplementary cards shall not exceed two at most. The holder of the main card has the right to request the cancellation of its supplementary card.

Thirty-fourth units or individuals to apply for a credit card, should fill in the application form in accordance with the provisions, together with the relevant materials submitted to the issuing bank. For those who meet the requirements, the issuing bank will open a credit card account for the applicant and issue credit cards.

Article 35 The funds in the corporate card account shall be transferred from its basic account, and shall not be deposited in cash, and the funds and sales income from other deposit accounts shall not be deposited in the corporate card account.

The funds in the personal card account are limited to cash deposits held by individuals or transfer deposits with their wages and other legitimate income belonging to individuals. It is strictly forbidden to transfer unit funds into personal card accounts.

Article 36 Credit cards are only used by legitimate cardholders, and cardholders are not allowed to rent or lend their accounts.

Article 37 After the cardholder has paid off the overdraft principal and interest, he may cancel the account under any of the following circumstances:

(a) 45 days after the expiration of the credit card, the cardholder has not replaced the new card;

(two) 45 days after the loss of the credit card, there is no supplementary card and no new card has been replaced;

(3) The credit card was withdrawn by the issuing bank for 45 days due to its bad reputation and was included in the stop payment list;

(four) the cardholder died for some reason, and the issuing bank has recovered his credit card for 45 days;

(five) the cardholder requests the cancellation of the account or the guarantor to cancel the guarantee, and has returned all the credit cards for 45 days;

(6) The credit card account has not been traded for more than two years (inclusive);

(seven) the cardholder violates other regulations, and the issuing bank thinks that his qualification should be cancelled.

Article 38 The issuing bank shall withdraw the credit card when canceling the account. If the valid card cannot be recovered, the payment should be stopped.

When the account is closed, the balance of the company card account is transferred to basic account, and cash cannot be withdrawn.