(1) The bottom line of installment amount: single credit card spending 1500 RMB or more, and Y-power card spending 500 RMB or more.

(2) Handling fee collection method: installment payment.

(3) Provisions on early repayment: If you apply for early termination of installment payment, you need to return all the remaining principal and handling fee in one lump sum on the next repayment date; If you apply for early termination of installment payment because of return, you need to return all the remaining principal in one lump sum on the next repayment date, and the fees paid for each installment will not be refunded, and you must provide proof of the return order and get the approval of our customer service center.

(4) Registration method: the website registration telephone number is 4008009888.

(5) Application time: 3 working days before the current bill date after the credit card consumption transaction.

(6) Charge ratio:

0.72% for each period (consumption amount reaches 1500 yuan).

0.70% for each period (the consumption amount reaches 6500 yuan)

0.68% for each installment (the consumption amount reaches12,500 yuan)