ICBC Easy Loan is a credit consumer credit service provided by ICBC to users who hold the bank's debit or credit cards according to certain rules. 600 yuan can handle a single consumption, and the maximum loan amount for a single household can reach 600,000 yuan. Debit cards and credit cards can be handled. When applying for easy loan for the first time, you need to sign relevant agreements. After signing the agreement, you can check the loan amount. The amount inquired is only a reference, and the final amount depends on the distribution of the banking system. The maximum loan period is 3 years, and repayment is not scheduled. You can borrow it and return it. Online banking, mobile banking, SMS banking and counters can all handle repayment.

ICBC Easy Loan has no mortgage, no need to provide information, no need to wait for loan approval, and the handling method is convenient and fast. If you use a debit card (or passbook) to spend money and apply for an easy loan, the balance of your own funds in the payment account cannot be lower than the transaction amount.

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ICBC's easy loan conditions: 18 (inclusive) -70 (inclusive), a natural person with full civil capacity; Users with good credit, such as payroll users who meet the requirements of ICBC; ICBC debit card (or passbook) or credit card holder.