The specific merchants of Guangfa Credit Card suggest that there are risks, and generally there is no need to cancel. You can use online consumption first, such as using WeChat and Alipay to bind Guangfa Credit Card for consumption. If the "specific merchant limit" is still prompted after changing the consumption mode, then the bank may suspect that the user's transaction has the risk of cashing out, and can provide the consumption voucher to the relevant banking institution or platform to prove the authenticity of the consumption, or try to use Guangfa Credit Card for installment payment. Or do more diversified personal real consumption, keep a good credit card record, or try to use credit card installment payment to reduce the suspicion of cashing out and wait for the system to automatically lift the risk control.

What are the specific businesses?

Specific merchants refer to merchants that need to be treated differently. For example, specific merchants of Guangfa Bank generally refer to merchants with triple points and real estate merchants. When receiving a short message that the consumption of a specific merchant exceeds the usage limit, it is generally because the user's transaction is subject to risk control.