The cardholder can only cancel the successful bill installment before 19:00 (Beijing time) on the same day, and cannot cancel it every other day. After the application is successful, the number and amount of installments cannot be changed, and the cardholder cannot apply for installment payment again for the unpaid installment balance.
Whether the bill installment application is approved or not shall be subject to the comprehensive evaluation results of our credit card center. If the installment amount includes overpayment, Minsheng Bank will calculate the total amount of the installment application and charge a handling fee. You must wait until the next bill is issued to apply for bill installment again.
In addition, the installment amount cannot exceed the current fixed amount.
Extended data
The advantages of credit cards are as follows:
1. You can spend money without overdraft, and you can enjoy an interest-free period of 20-56 days. You don't charge any fees for repayment on time (most banks will charge 0.5% interest on the day of withdrawal, and there is a 2% handling fee, but ICBC only charges interest).
2. It is not only safe and convenient to swipe your card when shopping, but also a bonus gift.
3. Special merchants who hold cards in banks can enjoy preferential treatment.
4. National access is barrier-free, and you can withdraw money or swipe your card at ATMs and POS machines with UnionPay logo.
5. Credit card spending, extracting existing points from some credit cards, various discounts and lottery activities throughout the year, so that you can always have surprises as long as you use the card.
6. Unique supplementary card function, suitable for husband and wife to jointly manage money or master children's financial expenditure.
7. The free choice of one card and two currencies is popular all over the world, and consumption abroad can repay in RMB.
8.400 telephone or 5-digit short number prefixed with "9" provides 24-hour service, and loss reporting takes effect immediately, with zero risk of card loss.
9. Use the third-party platform for business cooperation and provide preferential services for cardholders.
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