You can check your account balance, bills and other related information through China Bank's mobile banking, "China Bank Credit Card" WeChat official account, colorful life APP, online banking, customer service hotline, outlets and other channels, so as to keep abreast of the current month's account arrears, so as not to delay repayment. If you need to inquire about the bill or transaction details of a year ago, I suggest you call the customer service hotline 4006695566 and select the 0 key to turn to manual service for inquiry.
The above contents are for your reference. Please refer to the actual business regulations.
Excuse me, how to check the credit card details?
1. To inquire about credit card details, you can log in to the online banking of the bank to which the credit card belongs (for example, China Bank Mobile Banking Version 7. 1.7), then click on the credit card user login, find the credit card bill column, select the month and year to print, and you can print the daily bill.
2. You can go directly to the business hall of the bank, show your personal ID card and credit card, and ask the bank to print it. Some banks may charge fees.
3. You can call the customer service phone of the bank to check the credit card information.
Credit card is a credit certificate issued by a commercial bank or credit card company to eligible consumers. Credit card is a kind of card with name, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Credit card is a non-cash transaction payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.60 mm, a width of 53.98 mm and a thickness of 65,438+0 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders don't need to pay cash when using credit cards, but pay back on the settlement date. Except that some credit cards are combined with financial cards, general credit cards are different from debit cards and withdrawal cards. Credit cards do not directly debit the user's account.
20 12 February, the bank confirmed that credit cards are safer without passwords. If it is stolen, it should bear the same responsibility as the bank. Enjoy an interest-free period of 25-56 days (or 20-50 days). Credit card consumption enjoys an interest-free period, and the bill amount is repaid before the due repayment date without paying any fees. There is no interest-free repayment period for withdrawal. 0.05% interest will be charged every day from the date of withdrawal, and the bank will also charge a certain percentage of withdrawal fees.
China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, driven by economies of scale and consumption growth, the average annual growth rate of credit card issuance in China will remain around 65,438+04% in the next 65,438+00 years, and its profitability will remain stable. It also tends to improve. Foresight. Com predicts that by 2020, the cumulative number of credit cards issued in China will exceed 800 million.
How to check the credit card flow?
1. Users can search the official bank account on the third-party social software platform for inquiry;
2. Inquire through the mobile phone client of the bank;
3. Log in to the bank official website for enquiry;
4. Go to the counter of the offline business hall of the bank to inquire;
5. Send the specified content to the official bank account by SMS for inquiry;
6. Call the bank's mobile phone customer service phone for inquiry.
The above is the way to check the credit card flow.
The role of credit card process
1. Users can clearly understand the consumption expenditure of each credit card, and then adjust their consumption behavior according to the flow direction of credit cards, establish a correct consumption concept, reduce extravagance and waste, which is beneficial to users' financial management;
2. The flow of credit cards can also remind users of the use of credit cards to a certain extent, so that users can avoid excessive consumption and repay on time;
3. Users can check whether there is any mistake in the credit card when reconciling with the bank, so as to protect their legitimate rights and interests.
Details of how to make credit cards flow.
The printing method of credit card running bill is as follows:
First, print at the bank.
Credit card journal can be directly logged into credit card online banking. Take China Merchants Bank as an example.
Select the bill details to be queried in Account Management-Bill Query, and select Print or Download in the bill details; Account management-Unbilled query can also print or download the unbilled details.
Second, the outlet bank print
Cardholders can apply for printing credit card running bills at the counter of the card bank outlets. It should be noted that the credit card running bill needs to print the official seal of the bank to take effect, otherwise it can only be viewed and has no effect.
III. Printing of self-service equipment of branches and banks
Now, in order to improve work efficiency and facilitate customers, most banks are equipped with self-service equipment, through which customers can handle related business by themselves, and the self-service equipment can directly query the running details of bank cards or print them out.
Operating environment:
Brand model: iPhone 13
System version: iOS 15.4
App version: v 10. 1.0
Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay.
Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.
Credit card installment payment refers to the business that when a cardholder uses a credit card to make a large amount of consumption, the issuing bank pays the consumption funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumption funds through the cardholder's credit card account in stages according to the cardholder's application, and the cardholder repays the money according to the monthly recorded amount.
In the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set installment repayment for the generated credit loan.
Most domestic banks have credit card installment business. Installment payment is generally divided into POS installment, "mail order installment" and bill installment according to different occasions.
How to check the running bill with bank card?
As far as China Merchants Bank Card is concerned, you can check the transaction process through the following channels:
1. Counter: Check the balance and transaction details of a card at the counter of China Merchants Bank. You can bring your account opening certificate and a card to any branch of China Merchants Bank for free. There is no limit to the query time period.
2. Popular Edition: You can log in to the popular edition and click Account Management → Transaction Inquiry → Current Transaction Inquiry to inquire, download and print the transaction details (including electronic official seal) of the last 13 months. Select advanced query to filter time range, transaction type, transaction comments and amount range.
Tips: Download can only be saved in EXCEL format.
3. Mobile banking: log in to mobile banking to check the income and expenditure of one card, and select "Search for transactions" and "Filter", and you can also filter the time range, transaction type, transaction comments and amount range. You can view the transactions since 20 16. Please bring your valid account opening certificate to the counter.
4. Professional Edition: After logging in to the Professional Edition, click a card → account management → transaction inquiry → select the corresponding bank card → set the inquiry time period, and you can download, print and inquire about the transaction flow of the last 13 months. Print only the first page stamped with the official seal. Select advanced query to filter time range, transaction type, transaction comments and amount range.
Tips: Download can only be saved in EXCEL format.