At present, all banks need to have fixed jobs, but some banks have special requirements: 1. China Merchants Bank: At present, as long as you have a fixed job, you can handle it with a copy of your ID card and a work certificate (a copy of the front of the access card or a certificate of company opening, etc.). It's more convenient to go directly to the direct sale office. At present, China Merchants Bank offers many kinds of cards, and you can choose according to your own preferences. 2. China Construction Bank: At present, CCB in some parts of China requires applicants to submit their applications to 4 yuan (especially Shanghai). Just an ID card. Direct selling is also recommended. 3. Bank of Communications: At present, there are three types of Bank of Communications credit cards-youth card, standard card, co-branded card 1). Youth card: graduated in 2003, with a college degree or above recognized by the State Education Commission, with a fixed job (after the probation period), aged between 18-30 years old, and only need an ID card to handle it. You can handle it at the counter or direct sales. Generally, the credit limit of this card is 5000, and the withdrawal amount is consistent with the credit limit, which is more cost-effective for young people. 2) Standard cards: such as Phoenix Carp Card and the recently launched Expo Card. Such a card requires that the applicant must be 18 years old, but not over 65 years old; Have a regular job with an annual salary of at least 24,000 before tax; When applying, you must submit a copy of your ID card, proof of income and proof of residence. If you are in Shenyang, you must also have a real estate license. In addition, it is best to pay for the application now. You can submit materials in direct sales, because at present, the counter no longer accepts personal submissions, unless you use a card (which has other bank credit cards and has been held for more than 6 months) or add a card (which already has a Bank of Communications credit card). 3) Co-branded cards: At present, Bank of Communications has launched N kinds of co-branded cards, such as Suning Card, Wal-Mart Card, Jinjiang Star Card and Aviation Secretary Card. , and also launched their own co-branded cards for different regions. Generally, this kind of card can be handled in direct stores or stores like Suning and Wal-Mart. The information submitted is generally ID card and income or work certificate. 4. Industrial and Commercial Bank of China: There are not many types of credit cards in this bank, which is generally not easy to handle. Because some charges are high, the service is not very good. 5. Bank of China: The card design is OK, and the application materials are similar to those of other banks. 6. Agricultural Bank: I seldom consider the credit card of Agricultural Bank, which is not very nice. 7. Other small banks: 1) Shanghai Pudong Development Bank: There are not many types of cards, but some cards are not bad. The McDougall introduced before is still very nice. 2) CITIC Bank: Some cards are OK, and there are QQ cards. However, some charging items are very expensive and it is difficult to sell cards. 3) Minsheng Bank: There is a true love card specially for women, and the card is transparent. 4) Industrial Bank: At present, there are many types of cards. I recommend a Garfield card. The customer service of Industrial Bank is better. In addition, if you want to apply for a credit card, you must ensure that your credit record must be good. At least, the past arrears record is only a first-class late payment fee. If you have already reached the second-level late payment fee, then there is little hope of handling the card generally. Don't listen to the introduction of those sales or counter staff when you apply for a card. You'd better call the customer service of the credit card center yourself.