How long does it take for Pudong Development Bank to reduce the quota after receiving the risk control text message? Pudong Development Bank has five levels of risk control, and the text messages for different levels of risk control have different contents. Like level 1 risk control, the content of the text message is to remind you to pay attention to the standards and safety of the transaction mode and use the credit card for daily consumption. This short-term can be regarded as a simple reminder. Many messages may be sent by banks in bulk and will not be easily reduced. Like level 2 risk control, the text message content is a reminder of abnormal card usage behavior and retained consumption vouchers. This kind of text message means a warning, indicating that the cardholder's card usage behavior has triggered the bank's risk control. The cardholder's card usage behavior has begun to be paid attention to by the bank, and the credit limit may be reduced. However, if the card is used normally in the future, the credit limit will be reduced in the short term. The chances are slim. Like level 3 risk control, the content of the text message is to prompt abnormal card use behavior, standardize card use, allow all consumption transaction vouchers to be retained, and warn that subsequent improper use of the card will take risk management and control measures such as freezing and terminating the credit card. The quota may be reduced within 1 to 3 months after receiving the text message. Like level 4 risk control, the content of the text message is a reminder that the credit card has been monitored for false transactions. If you continue to use the card carelessly, the bank may re-evaluate the card limit. This level is quite serious. It is very likely that the credit will be reduced the next second after receiving the text message, or the credit will be reduced immediately after repayment. Like level 5 risk control, the content of the text message indicates that there are abnormal transactions and the use of the credit card is suspended. This kind of SMS credit card has been stopped. It doesn’t matter whether the credit limit is reduced or not. Even if the credit limit is not reduced, it is useless to use more credit cards if you can’t use them. The above is the relevant introduction to "How long does it take for Pudong Development Bank to derate the risk after receiving the risk control text message". In short, after receiving the risk control text message, cardholders must check which level of risk control they are in, so that they can roughly estimate the possibility of being derated and the time for derating.