Ping An Credit Card can provide you with many loans, such as bill installments, single consumption installments, premium installments, consumption-specific reserves, etc. Here we will tell you how to get a Ping An Credit Card loan through bill installments and consumption-specific reserves.

There are currently three application methods for bill installment, namely telephone application, online banking application and SMS application. The specific operation process is as follows:

(1) Telephone application: Call Ping An Credit Card customer service number and transfer to manual → Apply for bill installment → Wait for customer service to verify identity → Inform the loan amount and period → Wait for SMS notification of the result.

(2) Online banking application: Log in to Ping An Credit Card Online Banking → Click "Instalment Management" and select "Bill Installment" → Select the installment bill and installment time according to your needs.

(3) SMS application: The cardholder receives the SMS of Ping An Credit Card bill installment invitation → confirms the installment amount and installment time → responds to the installment application instructions according to the content of the SMS.

Special reserve fund for consumption

Special reserve fund for consumption

It is a cash loan product provided by Ping An Credit Card to cardholders, with a limit between 2,000 and 300,000 yuan. , the loan term is 6, 12, 18 or 24 terms. The loan process is as follows: Log in to Ping An Credit Card Online Banking → Enter "Instalment Management" and select "Special Reserve Fund for Consumption" → Fill in the loan amount, term, and purpose → Enter the transaction password and dynamic SMS password → Wait for the review result of Ping An Credit Card system.