After receiving the application materials, it usually takes 10 working days to complete the examination and approval, and the customer will be reminded by SMS after issuing the card. Generally, the card can be received within 15 days after receiving the card notification message.

Credit cards are sent by registered mail. If you need to send the card by express, please call the credit card service hotline, press 3#, enter "Apply for Credit Card", and then press 1 to transfer to manual application. Courier fee, 20 yuan.

Credit card application review needs comprehensive evaluation of China Merchants Bank's credit information system, and there are many reference factors, such as age, job stability, income, credit information records and so on.

If the applicant's work or financial information changes, he can resubmit the information after 3 months.

Note: If it takes more than 10 working days and the audit is inconclusive, you can call the Credit Card Center of China Merchants Bank for a reminder.

You have been calling the bank for more than twenty days, but you still failed.