Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.

Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate or real estate vehicle under his own name; 5. Other bank credit cards, etc.

The above information is not necessary. It is important to see the bank's requirements and proof of work or income.

Expand:

1, Introduction:

The bank cards issued by China Industrial and Commercial Bank are uniformly named Peony Card. "Peony Card" is the first financial product trademark registered by China Industrial and Commercial Bank. China Industrial and Commercial Bank officially issued Peony Credit Card on June1989+1October 15, and joined MasterCard International at the end of the same year and VISA 1990 at the beginning of June. In the past ten years, we have issued eight kinds of peony card series products, including Peony Credit Card, Peony Link Card, Peony Special Card, Peony Co-branded Card, Peony Color Card, Peony Smart Card, Peony ID Card and Peony International Card, which provide cardholders with a series of services such as shopping consumption, cash deposit and withdrawal, transfer settlement, credit loan, automatic withdrawal, collection and payment, installment payment, card winning and deposit and withdrawal. The application field of peony card has gradually penetrated into all aspects of social and economic activities such as commerce, tourism, catering, entertainment, transportation, telecommunications, medical care, education, securities, taxation and so on.

Peony card payment of wages, collection of public utility fees, and payment of employees' pensions have been widely carried out throughout the country and have been widely welcomed by relevant parties from all walks of life. Today, the circulation of peony cards has exceeded 50 million, with more than 90,000 special units and an annual transaction volume of more than 800 billion yuan, making it the bank card with the largest number of cards issued, the largest number of service outlets and the highest transaction volume in China. When the cardholder's peony credit card account balance is temporarily insufficient, ICBC can provide short-term credit loan services and allow him to overdraw in a short period of time. The overdraft limit of gold card is 5,000 yuan, ordinary card 1000 yuan, and the longest overdraft period is 60 days.

Peony cards are divided into three categories according to whether they have the function of consumer credit: credit cards, quasi-credit cards and debit cards. According to different card issuers, it is divided into business cards and personal cards, and personal cards are divided into main cards and auxiliary cards. According to different credit lines, it is divided into gold cards and ordinary cards. According to whether it is joint (approved), it can be divided into joint (approved) cards and non-joint (approved) cards. According to whether there are color photos of cardholders, they are divided into color cards and non-color cards.