Yes.

There are no regional restrictions on the use of credit cards, only the card organization.

Usually UnionPay credit cards in China can be used at any domestic ATM and POS. If it is from other card organizations, such as VISA and MasterCard, it is restricted in China.

Take the CCB Long Card EMV credit card as an example. The card organization is Visa or MasterCard. You cannot swipe the card for domestic consumption. It can only be used at CCB self-service terminals such as China Construction Bank counters and ATM machines.

The so-called card organization refers to an international or regional payment card organization composed of members, which authorizes members to issue cards, accept card transactions from merchants, and own and operate its own international regional processing network. The card organization is responsible for building and operating a unified global or regional payment card information exchange network, responsible for information conversion and fund settlement of payment card transactions, and formulating and promoting payment card inter-bank transaction business specifications and technical standards.

There are currently six major credit card organizations in the world, namely Visa International, MasterCard International, American Express International Co., Ltd., China UnionPay Co., Ltd., Diners Club Credit Card Co., Ltd., and JCB Japan International. Credit card company.