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How to calculate the repayment date of credit card?
Different banks have different calculation methods. Some banks with fast deposits are included in the current month, such as Shanghai Pudong Development Bank, and some banks with slow deposits are included in the next bill, such as China Merchants Bank and Bank of Communications. Banks are not unified. To be on the safe side, it is recommended to spend on the day after the billing date to avoid overdue due to different banks.

The credit card bill date refers to the date when the bank gives you the bill, which is also the bill date.

Repayment date refers to the date before which repayment must be made, otherwise there will be bad records and interest will be generated.

Credit card repayment date calculation

1, calculated on the repayment date of ICBC's credit card

The accounting date and repayment date of ICBC are fixed. The bookkeeping date is the end of each month, namely 30th or 3 1 day, and the repayment date is 25th of the following month.

2, CCB credit card repayment date calculation

The credit card repayment date of CCB is 20 days after the bill date. The available billing dates of CCB Credit Card are: 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 and 27. And the accounting date can be adjusted, but a natural year can only be modified once.

3. Calculation of repayment date of credit card of Agricultural Bank of China

The repayment date of ABC credit card is 25 days after the bill date. At present, ABC's credit card billing date is 10, 20th, 17, 7th every month. The billing date of different types of cards is different, and the billing date cannot be modified.

4. Calculation of repayment date of BOC credit card

The repayment date of China Bank's credit card is 20 days after the bill date. The credit card of China Bank has 28 billing days, and these 28 billing days are 1 to 28 respectively. The billing date is randomly determined by the cardholder when applying for a credit card. Under normal circumstances, the cardholder cannot modify the billing date.

References:

Credit card due repayment date _ Baidu Encyclopedia