Information required for credit card gold card application First of all, to apply for a credit card gold card, cardholders need to provide the following information to the bank: 1. Proof of identity. Applicants must be over 18 years old and have full legal capacity, and must submit valid identity documents, such as resident identity cards, passports, Hong Kong, Macao and Taiwan travel passes, military officer certificates, etc.; 2. Proof of income. The applicant must have stable repayment ability, and it is best to submit a work certificate or income certificate issued and stamped by the unit; 3. Personal credit report. Personal credit report is one of the most important deciding factors in the process of applying for a credit card. Banks will only issue a card if you maintain a good credit record.
Credit card gold card application tips Since the credit card gold card is one level higher than the ordinary card, the bank may directly apply for it, or it may approve the ordinary card first. At this time, cardholders can only go through the maintenance process. The card method will slowly upgrade the ordinary card into a gold card. Therefore, in order to avoid this situation, cardholders can try to provide significant asset certificates, such as house title certificates, car title certificates, securities certificates, etc., when submitting various income assets and debt repayment capabilities. . This will make applying for a credit card gold card easier. Having said all that, whether it is easy to apply for a gold credit card does not actually depend on the threshold set by the bank, but more on the qualifications of each cardholder. If cardholders provide complete information and have good personal qualifications, click on the credit card application channel to try. Applying for a gold credit card is very easy.