The remaining amount refers to the full amount of your overdraft consumption in the previous bill period.

Extension:

The minimum repayment amount refers to the minimum amount that the card issuing bank allows you to return before the final repayment date. It should be pointed out that if you choose the minimum repayment amount to repay, you will not enjoy the interest-free repayment period and will need to pay the card-issuing bank the overdraft interest on all transactions in the current bill, which is usually 0.05/day. You can choose one of the repayments based on your financial situation. If your financial situation allows, it is recommended to pay the repayment amount in full to reduce interest expenses.

Late repayment:

The consequences of overdue repayment on a credit card are serious, so overdraft consumption should be moderate. Although the biggest feature of a credit card is its overdraft function, it actually constitutes a loan relationship between the customer and the bank. Failure to repay when due may not only cause legal disputes, but also bear high penalty interest, and most importantly, Forming a bad credit record will have a negative impact on future work and life.