Credit card application has a certain entry threshold, and most people are more suitable to apply for ordinary cards or gold cards, but not everyone can apply for platinum cards as high-end bank cards. Different banks have different requirements for the application conditions of credit card platinum card. Let's look down together
Basic conditions for applying for platinum card of credit card
1, the age is between 18 and 65 years old. Individual banks are different, and CCB can reach 70 years old;
2. Have a stable job and income;
3. Personal credit record is good.
Asset conditions for applying for platinum card of credit card
ICBC:
1, the annual consumption of the card reaches 654.38+10,000 yuan, and the number of consumption transactions reaches 24, or he holds a platinum credit card from another bank;
2. The average daily deposit for more than half a year (inclusive) reaches 500,000 yuan (inclusive) or the personal deposit reaches 6,543,800 yuan.
Minsheng Bank:
1, with an annual income of more than 200,000 yuan, middle-level managers of employees in provincial units, top 50 local enterprises or local high-quality enterprises;
2. Card application: You can apply for a platinum card if you hold a credit card of another bank with a limit of 50,000 yuan or more and hold the card for more than half a year.
Bank of China:
With the application form of Platinum Credit Card of China Bank, attached with copies of identity documents, permanent residence documents and proof of economic source, you can enjoy the distinguished service.
Guangfa Bank:
The annual income is more than 6.5438+0.5 million, and there are assets such as real estate and vehicles in the name. Online application for platinum card is supported.
China CITIC Bank:
Need to provide income flow, deposit certificate, real estate certificate, vehicle certificate, support online application for platinum card.
Shanghai Pudong Development Bank:
All personal assets under the name of Shanghai Pudong Development Bank, including wealth management fund deposits, are counted, reaching an average of 300,000 yuan per day during the one-month audit period.
China Construction Bank:
Personal annual income is more than 300,000.
Agricultural Bank:
Please get off the card for customers with annual income of 500 thousand or direct VIP.
Bank of Communications:
The above is a summary of the application conditions for Platinum Credit Card. If you have any questions, you can also call the bank customer service phone directly for consultation.
What are the platinum credit card application skills?
1, platinum credit card application skills:
2. First, become a customer of the applicant bank;
3. Second, use cards to handle cards;
4. Third, submit more personal economic certificates.
5. In 2020, the threshold for entry-level cards is low. Beginners must apply immediately!
6. It is relatively difficult to apply for a platinum credit card. First of all, you need to have good personal qualifications, because platinum card is a high-end card, which has high requirements for applicants. Users can apply for a card with a card, or improve your financial proof, such as property certificates such as real estate and cars.