Credit card withdrawal amount: Generally, credit cards have a fixed amount and a withdrawal amount, and the withdrawal amount is configured according to 50% of the credit card amount. For credit card overdraft withdrawal, in addition to the withdrawal fee (0.5% of the withdrawal amount, at least 2 yuan), interest of 0.5 ‰ of the withdrawal amount will be charged every day from the date of withdrawal, with a maximum withdrawal of 2,000 yuan per card per day, and the cumulative withdrawal will not exceed half of the credit card limit.
As long as the handling fee and principal and interest of cash withdrawal are paid back in time, there is no harm to the credit card. There is no interest-free period for credit card withdrawal, and the withdrawal fee is charged at 1% of the withdrawal amount, with a minimum of 10 yuan. From the date of cash withdrawal to the date of repayment, interest shall be charged at the rate of 0.5 ‰ per day and compound interest shall be charged on a monthly basis.