Calculation method of the minimum repayment amount of Ping An Credit Card:

1. Minimum repayment amount = 100. The unpaid portion of the previous minimum repayment amount is 100 for cash withdrawal transactions (including principal, fees, and interest) ) 100 annual fee, 100 installment business, each period of debit principal, handling fee and the resulting interest, 10 consumption principal, 10 expenses (excluding annual fees and cash withdrawal fees) (expenses: including liquidated damages, interest, loss reporting fees, damage compensation fees, over-limit fees, etc.)

2. If the customer has paid the minimum repayment amount in one period, the minimum repayment amount = 100. The unpaid portion of the minimum repayment amount in the previous period is 100. The annual fee is 100. Cash withdrawal Transactions (including principal, fees, and interest) 100 installment business The principal, handling fees and resulting interest for each installment are 5 consumption principal 5 fees (excluding annual fees and cash withdrawal fees) (expenses: including liquidated damages and interest , loss reporting fee, damage repair fee, over-limit fee, etc.)

In addition, paying off the minimum repayment amount on time can effectively maintain the cardholder’s personal credit. However, using the minimum repayment amount may result in failure to repay. For full repayment, ordinary card consumption will not enjoy interest-free treatment. Interest will be calculated for each transaction starting from the accounting date, with a daily interest rate of 0.5% until the account is settled.