Alipay suddenly closed the credit card (debit card) payment, probably because the user's transaction was risky and suspected of cashing out. The system thinks that the transaction needs other payment methods, so the credit card (debit card) payment function is turned off. At this point, users can pay normally by choosing other payment methods. After using credit card (debit card), you must use it according to the regulations, otherwise it may be controlled by bank risks.
Credit card (debit card) may be reduced, frozen or blocked after being subject to bank risk control, which requires users to apply for the right to use the card.