What if CCB's credit card is overdue? Generally speaking, there are two situations. If the overdue times are few and the time is not long, you can communicate with the bank. If the overdue time is serious, it will directly affect your personal credit record.

If your CCB credit card has not been repaid for more than two months in a row, it is called malicious arrears. If the ordinary arrears are not owed within two years, no reference will be made. Malicious arrears remain for a long time, and the specific impact is unclear. Generally, it has been more than two months since the phone call, and it is difficult to get a loan under normal circumstances. Go to the People's Bank to check the credit report.

If you don't return it, you will definitely take measures. The bank told you the truth and they will do the same.